198 S Shore Dr, Dover, DE 19901 Property Records

Kent County property record for 198 S Shore Dr, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1990
Lot Size	0.31 acres (13,504 sqft)
Owner	Trust Name on File
Last Sale	$169,900 (Mar 2010)
Tax Bill	$1,809 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-00-086.13-01-14.00-000`

Property Details

APN / Parcel Number

Primary APN	`7-00-086.13-01-14.00-000`
Alternative APNs	`NM00086.130114.00/000` `34965`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	75 ft deep x 150 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	34965
Street Address	198 S SHORE DR
City	DOVER
State	DE
Zip	19901-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	MOORES LAKE DEV., S. SD. S.SHORE DR., LOTS #5 & #6
Legal Subdivision	MOORES LAKE DEVELOPMENT
Legal Lot Number	5&6
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1023
Census Tract	41600

Owner

198 S Shore Dr is held in a trust since August 2020.

Source: Kent County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	459 QUAKER LN, DOVER, DE 19901-1230
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit DEL-ONE FCU
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 10, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2010 · Amount on File
Deed Sale	Mar 1, 2010 · Amount on File
Deed Document Number	2010165492
Deed Book / Page	5322 / 303
Last Transfer Date	Aug 13, 2020
Transfer Doc	0000392877
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	198 S SHORE DR, DOVER, DE 19901-5739
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461078
Date	Sep 27, 2022
Book Page	12174/129
Instrument	2022-461078

Lender

Name	DEL-ONE FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT DE
Recording Date	Aug 20, 2020
Property Address	198 S SHORE DR, DOVER, DE 19901-5739
Document Number	0000392877
Book / Page	010370 / 000056
Instrument Date	Aug 13, 2020
Instrument	392877
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	198 S SHORE DR DOVER DE 199015739, DOVER, DE 19901-5739

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	198 S SHORE DR, DOVER, DE 19901-5739
Document Number	0000311875
Book / Page	008461 / 000273
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 S SHORE DR DOVER DE 199015739, DOVER, DE 19901-5739

Mortgage

Document Number	0000311875
Date	Jan 19, 2017
Book Page	008461/000273
Instrument	311875

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Jan 18, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 198 S Shore Dr was $1,809, up 16.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Caesar Rodney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,809.00 (+16.79%)	$269,100 Land $79,500 Building $189,600
2025	$1,549.00
2023	$1,198.00	$30,300 Land $7,000 Building $23,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 S Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2006–2023)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 S Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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