Jefferson County property record for 198 S Pointe Dr, Birmingham, AL 35209
| Property Type | Garden Home |
|---|---|
| Details | 3 bd · 3 ba · 1,930 sqft · built 1990 |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Jul 2022) |
| Tax Bill | $3,477 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-23-2-013-012.021 |
| Primary APN | 29-00-23-2-013-012.021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 3,073 sqft |
| 1st Floor Area | 1,055 sqft |
| Upper Floors Area | 875 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Dimensions | 150 ft deep x 20.8 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 28 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 406799 |
|---|---|
| Old Parcel Number | 29232013012021RR00 |
| Street Address | 198 S POINTE DR |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-6540 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Garden Home |
| Local Zoning Code | PRD1 |
| Legal Description | LOT 22 SOUTH WOOD SUBDIVISION 153/10 |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Quarter | NW |
| Legal Subdivision | SOUTH WOOD SUBDIV |
| Legal Lot Number | 22 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10706 |
198 S Pointe Dr, a garden home, is owned and occupied by an individual who bought it in July 2022.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 198 S POINTE DR, HOMEWOOD, AL 35209-6540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage APCO EMPLOYEES CREDIT UNION |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Jul 9, 2015 · Amount on File |
| Deed Document Number | 2022072169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 5, 2022 |
| Property Address | 198 S POINTE DR, BIRMINGHAM, AL 35209-6540 |
| Document Number | 0000072169 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022072169 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 S POINTE DR, HOMEWOOD, AL 35209-6540 |
| Document Number | 0000072170 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022072170 |
| Name | APCO EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 198 S POINTE DR, BIRMINGHAM, AL 35209-6540 |
| Document Number | 0000033001 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 198 S POINTE DR HOMEWOOD AL 352096540, HOMEWOOD, AL 35209-6540 |
| Document Number | 0000033001 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 33001 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Apr 5, 2033 |
The 2025 property tax bill for 198 S Pointe Dr was $3,477 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,477.00 Homeowner's exemption | $47,320 | $473,100 Land $160,000 Building $313,100 |
| 2023 | $48,120 Land $16,003 Building $32,117 | $481,100 Land $160,000 Building $321,100 | |
| 2022 | $5,719.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 S Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 S Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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