Sevier County property record for 198 S Main St, Monroe, UT 84754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,292 sqft · built 1917 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $311,676 (Dec 2021) |
| Tax Bill | $1,110 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-M17-1 |
| Primary APN | 1-M17-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| Basement Area | 258 sqft |
| Unfinished Basement | 258 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 19,166 sqft (0.44 acres) |
| Cooling System | Refrigeration |
|---|
| Account Number | 0068177 |
|---|---|
| Street Address | 198 S MAIN ST |
| City | MONROE |
| State | UT |
| Zip | 84754-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR OF LOT 1 BLK 24 PLAT A MONROE CITY SURVEY W 16 RDS N 4 RDS 6.5 FT E 16 RDS S 4 RDS 6.5 FT TO BEG AREA .44 ACRE |
| Legal Subdivision | PLAT A MONROE TOWNSITE SURVEY |
| Legal Block | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | SEVIER UT |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 975500 |
198 S Main St is owned and occupied by an individual who bought it in December 2021.
Source: Sevier County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION |
| Dec 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 12, 2020 | Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING |
| Sep 25, 2017 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Jun 12, 2020 · Amount on File |
| Deed Document Number | 2021426921 |
| Deed Book / Page | 799 / 715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEVIER UT |
| Recording Date | May 11, 2026 |
| Property Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 0000446825 |
| Book / Page | 854 / 1480 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026446825 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 0000446825, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 854/1480 |
| Instrument | 2026446825 |
| Name | AMERICA FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER UT |
| Recording Date | Dec 22, 2021 |
| Property Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 000799/715 |
| Book / Page | 799 / 715 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 426921 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 0000426922 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 426922 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEVIER UT |
| Property Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 784/752 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 784/752 |
| Instrument | 421398 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER UT |
| Recording Date | Jun 12, 2020 |
| Property Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 000768/430 |
| Book / Page | 768 / 430 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 415530 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 0000415531 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 415531 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEVIER UT |
| Recording Date | Sep 25, 2017 |
| Property Address | 198 S MAIN ST, MONROE, UT 84754-4611 |
| Document Number | 00730/1334 |
| Book / Page | 730 / 1334 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 00400916 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | EAGLE GATE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19850 MAIN ST, MONROE, UT 84754 |
| Document Number | 0000400918 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 00400918 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 198 S Main St was $1,110.
Source: Sevier County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Sevier County |
| Municipality | Monroe City |
| Unified School District | Sevier School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,104 (-3.4%) Land $35,050 Building $84,054 | $216,553 (-3.4%) Land $63,727 Building $152,826 | |
| 2025 | $1,110.00 | $123,293 (-6.78%) Land $38,653 Building $84,640 | $224,168 (-6.78%) Land $70,278 Building $153,890 |
| 2024 | $1,110.00 (-4.48%) | $132,257 (+6.27%) Land $35,473 Building $96,784 | $240,467 (+6.27%) Land $64,497 Building $175,970 |
| 2023 | $1,162.00 (+6.12%) | $124,451 (+19.83%) Land $35,241 Building $89,210 | $226,275 (+19.83%) Land $64,075 Building $162,200 |
| 2022 | $1,095.00 | $103,856 Land $27,822 Building $76,034 | $188,828 Land $50,585 Building $138,243 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY serves 2,715 people · EPA ID UTAH21011 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CentraCom Fiber · Cable · Fixed Wireless | 2,000 / 2,000 |
| InfoWest Fiber · Fixed Wireless | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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