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198 Rustic St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 198 Rustic St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 916 sqft · built 1953
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$93,000 (Apr 2020)
Tax Bill$996 (2026)
Deeds & MortgagesApr 2020 Sale
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN080170-00.0

Property Details

APN / Parcel Number

Primary APN080170-00.0
Alternative APNs
  • 140009277000010680000000
  • 261400 092.77-1-68

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area916 sqft Living Area
1st Floor Area916 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number080170-00.0
Street Address198 RUSTIC ST
CityROCHESTER
StateNY
Zip14609-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0084.00 104 22 00000 91 FERNWOOD HGTS SUB
Legal Block1
Legal Lot Number68.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1001
Census Tract8400

Owner

198 Rustic St is owned and occupied by two individuals who bought it in April 2020.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address198 RUSTIC ST, ROCHESTER, NY 14609-3515
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2020Warranty Deed, Transfer
NOT AVAILABLE
Apr 15, 2020Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2020 · Amount on File
Deed SaleApr 15, 2020 · Amount on File
Prior SaleMay 10, 2012 · Amount on File
Deed Document Number2020303
Deed Book / Page12331 / 255
Prior Transfer DateMar 18, 2014
Prior Transfer Doc0000000867
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateApr 15, 2020
Property Address198 RUSTIC ST, ROCHESTER, NY 14609-3515
Document Number0000000307
Book / Page012331 / 000255
Instrument DateApr 8, 2020
Instrument307
Transaction TypeTransfer
Record UpdatedJun 4, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$372.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address231 MAPLE AVE VICTOR NY 145641319, VICTOR, NY 14564-1319

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateApr 15, 2020
Property Address198 RUSTIC ST, ROCHESTER, NY 14609-3515
Document Number0000000303
Book / Page012331 / 000255
Instrument DateApr 8, 2020
Instrument303
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address231 MAPLE AVE VICTOR NY 145641319, VICTOR, NY 14564-1319

Mortgage

Document Number304
DateApr 15, 2020
Book Page028466/000342
Instrument304
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 198 Rustic St was $996, down 2.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$996.00 (-2.54%)
2025$1,022.00$109,900 Land $9,100 Building $100,800$109,900 Land $9,100 Building $100,800
2023$50,500 Land $5,900 Building $44,600$60,843 Land $7,108 Building $53,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Rustic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 198 Rustic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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