Erie County and Amherst Town property record for 198 Ruskin Rd, Buffalo, NY 14226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,703 sqft · built 1927 |
| Lot Size | 0.292 acres (12,675 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $318,000 (Feb 2019) |
| Tax Bill | $5,089 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2017 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 79.12-9-54 |
| Primary APN | 142289 79.12-9-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,703 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| 2nd Floor Area | 1,026 sqft |
| Upper Floors Area | 513 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 12,675 sqft (0.292 acres) |
| Lot Dimensions | 169 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 198 RUSKIN RD |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14226-4200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1499 184 PT 185 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 9 |
| Legal Lot Number | 54.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 9501 |
Source: Erie County and Amherst Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 RUSKIN RD, BUFFALO, NY 14226-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Jan 19, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Feb 12, 2019 | Warranty Deed, Transfer CHICAGO TITLE INSURANCE CO |
| Mar 23, 2018 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Mar 9, 2018 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS TRADE & TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Oct 27, 2004 · Amount on Record |
| Deed Document Number | 201928640 |
| Deed Book / Page | 11340 / 9462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Document Number | 0139951630 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 13995/1630 |
| Instrument | 2021092745 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0137981378 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 13798/1378 |
| Instrument | 2017013268 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138504086 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 13850/4086 |
| Instrument | 2018061245 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Apr 28, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 12, 2019 |
| Property Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Document Number | 0113409462 |
| Book / Page | 11340 / 9462 |
| Map Reference | MAP 1499 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2019028640 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,862.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 RUSKIN RD, 198, AMHERST, NY 14226-4200 |
| Name | Verified Name |
|---|---|
| Address | 282 MOUNT VERNON RD, AMHERST, NY 14226-4617 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Document Number | 0113274450 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 198 RUSKIN RD AMHERST NY 142264200, AMHERST, NY 14226-4200 |
| Document Number | 0113274450 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 011327/004450 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Mar 28, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 RUSKIN RD, AMHERST, NY 14226-4200 |
| Document Number | 0113274439 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 198 RUSKIN RD AMHERST NY 142264200, AMHERST, NY 14226-4200 |
| Document Number | 0113274439 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 011327/004439 |
| Name | MANUFACTURERS TRADE & TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Amherst Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,089.00 (-58.02%) | $638,000 (+1%) Land $96,000 Building $542,000 | $644,400 (+11.1%) Land $96,963 Building $547,437 |
| 2024 | $12,122.00 (+13.31%) | $580,000 (+90.48%) Land $96,000 Building $484,000 | $580,000 (+18.1%) Land $96,000 Building $484,000 |
| 2023 | $304,500 Land $57,500 Building $247,000 | $491,129 Land $92,742 Building $398,387 | |
| 2019 | $10,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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