198 Roach Rd, Reidsville, NC 27320 Property Records

Rockingham County property record for 198 Roach Rd, Reidsville, NC 27320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 2025
Lot Size1.49 acres (64,904 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Mar 2026)
Tax Bill$1,294 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7977-00-63-3483-00

Property Details

APN / Parcel Number

Primary APN7977-00-63-3483-00
Alternative APN
  • 172854

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Finished Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Construction TypeFrame
Lot Area64,904 sqft (1.49 acres)

Location & Zoning

Account Number172854
Street Address198 ROACH RD
CityREIDSVILLE
StateNC
Zip27320-9004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES AG COU
Legal Description1.49 AC LOT 2 ROACH RD
Legal SubdivisionROACH RD
Legal Lot Number2
JurisdictionROCKINGHAM NC
Township / Civil DivisionWENTWORTH
Census Block Group3
Census Block3021
Census Tract41100

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address198 ROACH RD, REIDSVILLE, NC 27320-9004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Mar 31, 2026Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Deed Document Number2026676027
Deed Book / Page1709 / 2742
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM NC
Recording DateAug 13, 2026
Property Address198 ROACH RD, REIDSVILLE, NC 27320-9004
Document Number0000681301
Book / Page1719 / 1579
Instrument DateAug 8, 2026
Instrument2026681301
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyCOVIANCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 ROACH RD, REIDSVILLE, NC 27320-9004

Mortgage

Document Number0000681301,
DateAug 13, 2026
Book Page1719/1579
Instrument2026681301
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKINGHAM NC
Recording DateMar 31, 2026
Property Address198 ROACH RD, REIDSVILLE, NC 27320-9004
Document Number0000676027
Book / Page1709 / 2742
Map ReferenceMB 61 PG 78
Instrument DateMar 31, 2026
Instrument676027
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 SWEET WATER DR, REIDSVILLE, NC 27320-7999

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 ROACH RD, REIDSVILLE, NC 27320-9004

Mortgage

Document Number0000676028
DateMar 31, 2026
Instrument676028
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRockingham County
Unified School DistrictRockingham County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,294.00 (+903.1%)$204,819 (+919.51%) Land $20,090 Building $184,729$204,819 (+919.51%) Land $20,090 Building $184,729
2025$129.00 (-9.79%)$20,090 (+1%) Land $20,090$20,090 (+1%) Land $20,090
2023$143.00$18,264 Land $18,264$18,264 Land $18,264

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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