198 Reno Rd, Cairo, GA 39828 Property Records

Grady County property record for 198 Reno Rd, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1874
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Oct 2009)
Tax Bill$1,005 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APNR0020-011-000

Property Details

APN / Parcel Number

Primary APNR0020-011-000
Alternative APNs
  • R0020011
  • 13514

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,368 sqft Heated Area
1st Floor Area1,368 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1874
Effective Year BuiltEffective 1996
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialMetal
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions290 ft deep x 82 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft
Storage Building220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Account Number13514
Street Address198 RENO RD
CityCAIRO
StateGA
Zip39828-6117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLL 274 LD 19 L-35
Legal SubdivisionFF-RES: 30.00
Legal Lot Number35
JurisdictionGRADY GA
Township / Civil DivisionCALVARY-RENO
Census Block Group3
Census Block3045
Census Tract950600

Owner

Source: Grady County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address198 RENO RD, CAIRO, GA 39828-6117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Line of Credit
UNITED NATIONAL BANK
Jan 24, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2009 · Amount on Record
Deed SaleOct 14, 2009 · Amount on Record
Prior SaleFeb 24, 2009 · Amount on Record
Deed Document Number2009788
Deed Book / Page700 / 271
Last Transfer DateJan 24, 2022
Transfer Doc000902/777
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address198 RENO RD, CAIRO, GA 39828-6117
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 RENO RD, CAIRO, GA 39828-6117

Mortgage

Document Number0000000920/0000000712
DateJan 26, 2023
Book Page0000000920/0000000712
Lender
NameUNITED NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 1, 2033

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJan 24, 2022
Property Address198 RENO RD, CAIRO, GA 39828-6117
Document Number000902/777
Book / Page902 / 777
Instrument DateJan 24, 2022
Instrument2022-000070
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 RENO RD, CAIRO, GA 39828-6117

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,005.00 (-11.38%)$41,134 (+11.52%) Land $1,430 Building $39,704$102,835 (+11.52%) Land $3,575 Building $99,260
2024$1,134.00 (+24.34%)$36,886 (+24.45%) Land $1,430 Building $35,456$92,215 (+24.45%) Land $3,575 Building $88,640
2023$912.00 (+9.48%)$29,639 (-2.34%) Land $1,146 Building $28,493$74,097 (-2.34%) Land $2,864 Building $71,233
2022$833.00 Senior Citizen's exemption$30,350 Land $1,146 Building $29,204$75,873 Land $2,864 Building $73,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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