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198 Regal St, Murphy, NC 28906 Property Records

Cherokee County property record for 198 Regal St, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 696 sqft · built 1943
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (May 2023)
Tax Bill$314 (2025)
Deeds & MortgagesMay 2023 Sale
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459207585138000

Property Details

APN / Parcel Number

Primary APN459207585138000
Alternative APNs
  • 44208
  • 60047

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area696 sqft Heated Area
FlooringCarpet
Interior WallsPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1985
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchOpen Porch
Porch Area144 sqft
Deck Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number60047
Street Address198 REGAL ST
CityMURPHY
StateNC
Zip28906-2647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFR BROOKS 381/121 1734/944
Legal Phase381
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2013
Census Tract930402

Owner

Source: Cherokee County records · APN 459207585138000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address198 REGAL ST, MURPHY, NC 28906-2647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer
May 10, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleMay 10, 2023
Deed Document Number2023
Deed Book / Page948 / 9
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 10, 2023
Property Address198 REGAL ST, MURPHY, NC 28906-2647
Document Number00000944/9
Book / Page944 / 9
Map ReferenceMB 1 PG 11
Instrument DateApr 26, 2023
Instrument1734
Transaction TypeTransfer
Record UpdatedAug 09, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address198 REGAL ST, MURPHY, NC 28906-2647

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 REGAL ST, MURPHY, NC 28906-2647

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 10, 2023
Property Address198 REGAL ST, MURPHY, NC 28906-2647
Document Number00000948/9
Book / Page948 / 9
Map ReferenceMB 1 PG 11
Instrument DateFeb 27, 2023
Instrument2023
Transaction TypeTransfer
Record UpdatedAug 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address198 REGAL ST, MURPHY, NC 28906-2647

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 REGAL ST, MURPHY, NC 28906-2647

Mortgage

Document Number0000009509
DateMay 10, 2023
Instrument950/9
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$314.00 (+3.63%)$37,640 (+0.43%)$37,640 (+0.43%) Land $9,000 Building $28,640
2023$37,480 (-)$37,480 (-) Land $9,000 Building $28,480
2022$303.00$37,480$37,480 Land $9,000 Building $28,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
FrontierDSL115 / 7
T-Mobile USAFixed Wireless100 / 20
Wilkes Telephone MembershipFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: CND Acquisition, AT&T, Wilkes Telephone Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.

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