198 Redfish Rd, Freeport, FL 32439 Property Records

Walton County property record for 198 Redfish Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,000 sqft · built 2012
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Apr 2024)
Tax Bill	$781 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24110-000-0220`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24110-000-0220`
Alternative APN	`1002476`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	2,314 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	10 ft deep x 10 ft wide
Porch	Porch
Porch Area	314 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1002476
Street Address	198 REDFISH RD
City	FREEPORT
State	FL
Zip	32439-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(AKA UNPLATTED LOT 22) DESC AS COM AT THE SE/C SE1/4 OF NE1/4 RUN S 88 DEG 20'38W 200FT TO POB; CONT S 88 DEG 20'38W 100FT
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	LUTHERS S/D
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1039
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 REDFISH RD, FREEPORT, FL 32439-6501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INNOVATIONS FINANCIAL CU
Apr 1, 2024	Warranty Deed, Transfer BRIGHT LINE TITLE LLC
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	May 10, 2022 · Amount on Record
Deed Document Number	20240010925
Deed Book / Page	3320 / 39
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	198 REDFISH RD, FREEPORT, FL 32439-6501
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 MAIN ST, CHIPLEY, FL 32428-1926

Mortgage

Document Number	0033721630
Date	Sep 29, 2025
Book Page	3372/1630
Instrument	20250035107

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	PANAMA CITY, FL 32406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 29, 2035

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 1, 2024
Property Address	198 REDFISH RD, FREEPORT, FL 32439-6501
Document Number	0033200039
Book / Page	3320 / 39
Instrument Date	Mar 8, 2024
Instrument	20240010925
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	839 HICKMAN AVE E, KINSTON, AL 36453-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 REDFISH RD, FREEPORT, FL 32439-6501

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 10, 2022
Property Address	198 REDFISH RD, FREEPORT, FL 32439-6501
Document Number	0032513827
Book / Page	3251 / 3827
Instrument Date	Apr 20, 2022
Instrument	20220022347
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 HICKMAN AVE E, 39, KINSTON, AL 36453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9I REDFISH RD, FREEPORT, FL 32439-6503

Mortgage

Document Number	0032513829
Date	May 10, 2022
Instrument	3251/3829

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,986 (+7.64%) Land $28,000 Building $138,986	$166,986 (+7.64%) Land $28,000 Building $138,986
2024	$781.00 (-42.78%)
2023	$1,365.00 (+41.45%)	$155,139 (+33%) Land $13,250 Building $141,889	$155,139 (+33%) Land $13,250 Building $141,889
2022	$965.00	$116,647 Land $14,708 Building $101,939	$116,647 Land $14,708 Building $101,939

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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