Chesterfield County property record for 198 Rambling Rd, Ruby, SC 29741 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,587 sqft Total Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2023) |
| Tax Bill | $722.00 (2025) |
| Primary APN | 127 000 000 020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,587 sqft Total Area |
| 1st Floor | 1,587 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 87,120 sqft (2 acres) |
| Total Buildings | 2 Total Buildings |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 00016007 |
|---|---|
| Street Address | 198 RAMBLING RD |
| City | RUBY |
| State | SC |
| Zip | 29741-8726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2.00 ACRE LOT |
| Legal Subdivision | CHRISTOPHER W STANCIL |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | MOUNT CROGHAN |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 950300 |
Source: Chesterfield County records · APN 127 000 000 020
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Aug 26, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Sep 09, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Jun 13, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Mar 14, 2023 | Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Aug 13, 2010 | Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Apr 06, 2005 | Deed, Transfer · Conventional Mortgage HOMEWNERS MORTGAGE ENTERPRISES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Prior Sale | Mar 20, 2020 · Amount on Record |
| Deed Doc Number | 20231033 |
| Deed Book / Page | 554 / 116 |
| Prior Transfer Date | Aug 12, 2010 |
| Prior Transfer Doc | 00458/1044 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00442/0275 |
|---|---|
| Date | Aug 26, 2009 |
| Book Page | 442/0275 |
| Instrument | 200900002967 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00442/0652 |
|---|---|
| Date | Sep 09, 2009 |
| Book Page | 442/0652 |
| Instrument | 200900003116 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00421/1071 |
|---|---|
| Date | Jun 13, 2007 |
| Book Page | 421/1071 |
| Instrument | 200700002773 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 30, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Mar 14, 2023 |
| Property Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Document Number | 000554/116 |
| Book / Page | 554 / 116 |
| Map Reference | MB E PG 95 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023-1033 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Document Number | 0020231034 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023-1034 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 05, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Apr 05, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 10-Year TN |
| Max Rate | 12.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Aug 13, 2010 |
| Property Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Document Number | 00458/1044 |
| Book / Page | 458 / 1044 |
| Map Reference | MB E PG 95 |
| Instrument Date | Aug 12, 2010 |
| Instrument | 201000002720 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | From Affidavit or Verified |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 261 ELOISE LN, CHESTERFIELD, SC 29709-8115 |
| Document Number | 00448/0232 |
|---|---|
| Date | Aug 13, 2010 |
| Book Page | 448/0232 |
| Instrument | 201000002721 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Apr 06, 2005 |
| Property Address | 198 RAMBLING RD, RUBY, SC 29741-8726 |
| Document Number | 00418/0368 |
| Book / Page | 418 / 0368 |
| Map Reference | MB 3 PG 94 |
| Instrument Date | Apr 06, 2005 |
| Instrument | 200500001658 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.50 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 198 RAMBING RD, RUBY, SC 29741-8726 |
| Document Number | 200500001659 |
|---|---|
| Date | Apr 06, 2005 |
| Instrument | 200500001659 |
| Name | HOMEWNERS MORTGAGE ENTERPRISES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2035 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $722.00 (+39.38%) | $5,140 (+26.29%) Land $320 Building $4,820 | $128,600 (+26.33%) Land $8,000 Building $120,600 |
| 2023 | $518.00 | $4,070 Land $240 Building $3,830 | $101,800 Land $6,000 Building $95,800 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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