McHenry County property record for 198 Pomeroy Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,516 sqft |
| Lot Size | 1 acres (43,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,500 (Aug 2017) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-05-153-019 |
| Primary APN | 19-05-153-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,516 sqft |
| Gross Area | 3,576 sqft |
| 1st Floor Area | 1,632 sqft |
| 2nd Floor Area | 884 sqft |
| Architectural Style | Colonial |
|---|---|
| Exterior Material | Frame Siding |
| Lot Area | 43,689 sqft (1 acres) |
| Lot Dimensions | 211 ft deep x 208 ft wide |
| Heating System | Hot Water |
|---|
| Street Address | 198 POMEROY AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-5950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0032036 LT 1 /EX NELY 181.65FT/ BLK 1 FORDS ADDN |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 05 |
| Legal Subdivision | FORDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 871301 |
Source: McHenry County records · APN 19-05-153-019
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 198 POMEROY AVE, CRYSTAL LAKE, IL 60014-5950 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit ANDIGO CU |
| Aug 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Nov 02, 2016 · Amount on Record |
| Deed Document Number | 2017R0032036 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 198 POMEROY AVE, CRYSTAL LAKE, IL 60014-5950 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 198 POMEROY AVE, CRYSTAL LAKE, IL 60014-5950 |
| Document Number | 0000025523 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023R0025523 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 198 POMEROY AVE, CRYSTAL LAKE, IL 60014-5950 |
| Document Number | 0000037690 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 198 POMEROY AVE CRYSTAL LAKE IL 600145950, CRYSTAL LAKE, IL 60014-5950 |
| Document Number | 0000037690 |
|---|---|
| Date | Nov 02, 2018 |
| Instrument | 37690 |
| Name | ANDIGO CU |
|---|---|
| Address | SCHAUMBURG, IL 60173 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 29, 2017 |
| Property Address | 198 POMEROY AVE, CRYSTAL LAKE, IL 60014-5950 |
| Document Number | 0000032036 |
| Map Reference | MB62 PG7 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2017R0032036 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1765 THORNEAPPLE LANE, CRYSTAL LAKE, IL 60014 |
| Document Number | 0000032037 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 2017R0032037 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Rate | 4.25% |
|---|
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $108,458 Land $44,117 Building $64,341 | $325,374 Land $132,351 Building $193,023 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 424 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRYSTAL LAKE serves 40,661 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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