198 Pine Tree Dr, Urbana, OH 43078 Property Records

Champaign County property record for 198 Pine Tree Dr, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,562 sqft · built 1993
Lot Size	0.447 acres (19,500 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2018)
Tax Bill	$5,132 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024005-1`

Property Details

APN / Parcel Number

Primary APN	`024005-1`
Alternative APN	`K48-25-00-02-35-023-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	2,601 sqft
1st Floor Area	1,932 sqft
Upper Floors Area	474 sqft
Basement Area	474 sqft
Unfinished Basement	474 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	19,500 sqft (0.447 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	115 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024005-1
Street Address	198 PINE TREE DR
City	URBANA
State	OH
Zip	43078-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ BON AIR SUB 7LOT 196
Legal Subdivision	BON AIR SUB
Legal Lot Number	196
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1017
Census Tract	10600

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 PINE TREE DR, URBANA, OH 43078-2353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	20181288
Deed Book / Page	557 / 603
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	513/0944
Record Updated	Sep 20, 2026

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 28, 2018
Property Address	198 PINE TREE DR, URBANA, OH 43078-2353
Document Number	557/0603
Book / Page	557 / 0603
Map Reference	MB 2 PG 96-97
Instrument Date	Mar 23, 2018
Instrument	201800001288
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	198 PINE TREE DR, URBANA, OH 43078-2353

Mortgage

Document Number	201800001289
Date	Mar 28, 2018
Instrument	201800001289

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,132.00 (-1%)	$162,570 (+28.96%) Land $15,390 Building $147,180	$464,470 (+28.96%) Land $43,960 Building $420,510
2024	$5,184.00 (+12.01%) Homeowner's exemption Senior Citizen's exemption	$126,060 (+5.03%) Land $12,290 Building $113,770
2023	$4,628.00 (-0.88%) Homeowner's exemption Senior Citizen's exemption	$120,020 (-) Land $12,290 Building $107,730	$360,170 (+5.04%) Land $35,100 Building $325,070
2022	$4,669.00 Homeowner's exemption Senior Citizen's exemption	$120,020 Land $12,290 Building $107,730	$342,900 Land $35,100 Building $307,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network.

Nearby Properties on Pine Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures