198 Pine Ln, Bayfield, CO 81122 Property Records

La Plata County property record for 198 Pine Ln, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5675-174-09-004`

Property Details

APN / Parcel Number

Primary APN	`5675-174-09-004`
Alternative APN	`R000084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	1,585 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	690 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	15 sqft
Deck Area	Deck Area
Patio Area	211 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R000084
Street Address	198 PINE LN
City	BAYFIELD
State	CO
Zip	81122-9387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TIMBERDALE RANCH BLOCK: 0 LOT: 39 198 PINE LN BAYFIELD 81122
Legal Subdivision	TIMBERDALE RANCH
Legal Block	1
Legal Lot Number	39
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1046
Census Tract	970601

Owner

198 Pine Ln is owned and occupied by an individual who acquired it in November 2023.

Source: La Plata County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	198 PINE LN, BAYFIELD, CO 81122-9387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023
Deed Sale	Nov 2, 2023
Prior Sale	Jan 19, 2021 · Amount on File
Deed Document Number	20231227267
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Nov 2, 2023
Property Address	198 PINE LN, BAYFIELD, CO 81122
Document Number	0001227267
Map Reference	DOC 496542
Instrument Date	Nov 2, 2023
Instrument	1227267
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 PINE LN, BAYFIELD, CO 81122

Mortgage

Document Number	0001227268
Date	Nov 2, 2023
Instrument	1227268

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 19, 2021
Property Address	198 PINE LN, BAYFIELD, CO 81122
Document Number	0001185324
Map Reference	DOC 496542
Instrument Date	Jan 14, 2021
Instrument	1185324
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6585 SW EVAN CT, PORTLAND, OR 97223-3409

Mortgage

Document Number	0001185325
Date	Jan 19, 2021
Instrument	1185325

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 198 Pine Ln was $2,488, up 34.2% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,830 (-2.08%) Land $6,610 Building $28,220	$569,080 (-) Land $108,000 Building $461,080
2025	$2,488.00 (+34.2%)	$35,570 Land $6,750 Building $28,820	$569,080 Land $108,000 Building $461,080
2024	$1,854.00 (+9.45%)
2023	$1,694.00 (+16.75%)	$27,450 (+22.11%) Land $5,250 Building $22,200	$409,700 (+26.63%) Land $78,290 Building $331,410
2022	$1,451.00	$22,480 Land $5,280 Building $17,200	$323,550 Land $76,000 Building $247,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Pine Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Pine Ln is very high, ranking above 90% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AlignTec, Verizon, Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Pine Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures