198 Phoenix Ter, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 198 Phoenix Ter, Springfield, MA 01104 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,522 sqft · built 1917
Lot Size0.124 acres (5,406 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Sep 2020)
Tax Bill$3,511 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:09692 P:0031

Property Details

APN / Parcel Number

Primary APNSPRI S:09692 P:0031
Alternative APN
  • 96920031

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,522 sqft Living Area
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,406 sqft (0.124 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number96920031
Street Address198 PHOENIX TER
CitySPRINGFIELD
StateMA
Zip01104-2514
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2002
Census Tract800400

Owner

Source: Hampden County and Springfield City records · APN SPRI S:09692 P:0031

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address198 PHOENIX TER, SPRINGFIELD, MA 01104-2514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2018Deed of Trust, Mortgage
NEW CENTURY MTG CORP
Sep 28, 2020Warranty Deed, Transfer · FHA Mortgage
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleJul 08, 1992 · Amount on Record
Deed Document Number202055269
Deed Book / Page23445 / 4
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address198 PHOENIX TER, SPRINGFIELD, MA 01104-2514
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22056-438
DateFeb 09, 2018
Book Page22056/438
Instrument7358
Lender
NameNEW CENTURY MTG CORP
Agreement
AmountAmount Recorded
Term216 Months
DueFeb 01, 2036

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 28, 2020
Property Address198 PHOENIX TER, SPRINGFIELD, MA 01104-2514
Document Number23445-4
Book / Page23445 / 4
Instrument DateSep 25, 2020
Instrument55269
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number55270
DateSep 28, 2020
Instrument55270
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,511.00 (+27.03%)$223,900 (+38.12%) Land $37,800 Building $186,100$245,860 (+0.5%)
2024$244,625
2023$2,764.00$162,100 Land $33,400 Building $128,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 633 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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