198 Park Ave, Saint Paris, OH 43072 Property Records

Champaign County property record for 198 Park Ave, Saint Paris, OH 43072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,176 sqft · built 1975
Lot Size	0.084 acres (3,675 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (Oct 1996)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Jul 2006 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015871-6`

Property Details

APN / Parcel Number

Primary APN	`015871-6`
Alternative APN	`F20-24-00-01-12-019-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	3,675 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Garage Type	Basement
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015871-6
Street Address	198 PARK AVE
City	SAINT PARIS
State	OH
Zip	43072-7750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ FURROW 3RD ADDNN PT LOT 855' VACATED ALLEY
Legal Subdivision	FURROW 3RD ADDN
Legal Lot Number	85
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	JOHNSON
Census Block Group	3
Census Block	3031
Census Tract	10200

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 PARK AVE, SAINT PARIS, OH 43072-7750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2007	Deed of Trust, Mortgage · Balloon Mortgage CHASE BANK USA NA
Jul 10, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 1996 · Amount on Record
Deed Sale	Oct 28, 1996 · Amount on Record
Last Transfer Date	Oct 25, 2025
Transfer Doc	00603/4686
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	198 PARK AVE, SAINT PARIS, OH 43072-7750
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	TRIDENT TITLE INSURANCE AGENCY, TRIDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00465/2590
Date	Aug 6, 2007
Book Page	465/2590
Instrument	200700004375

Lender

Name	CHASE BANK USA NA
Type	Bank
Address	NEWARK, DE 19711

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.17%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2009
Change Frequency	6 Months
Min Rate At Change	9.17%
Max Rate At Change	12.1%
Index	6-Month LIBOR
Max Rate	16.1%

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	198 PARK AVE, SAINT PARIS, OH 43072-7750
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00454/3332
Date	Jul 10, 2006
Book Page	454/3332
Instrument	200600004424

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 15, 2036

Interest

Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 17, 2025
Property Address	198 PARK AVE, SAINT PARIS, OH 43072-7750
Document Number	00603/4686
Book / Page	603 / 4686
Instrument Date	Oct 25, 2025
Instrument	202500005109
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, IDEAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 PARK AVE, SAINT PARIS, OH 43072-7750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 PARK AVE, SAINT PARIS, OH 43072-7750

Mortgage

Document Number	202500005110
Date	Dec 17, 2025
Instrument	202500005110

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Johnson Township
Municipality	St. Paris Village
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00 (-7.03%)	$45,660 (+37.9%) Land $3,170 Building $42,490	$130,460 (+37.89%) Land $9,050 Building $121,410
2024	$1,779.00 (+31.58%) Homeowner's exemption	$33,110 (-) Land $2,590 Building $30,520
2023	$1,352.00 (-0.15%) Homeowner's exemption	$33,110 (-) Land $2,590 Building $30,520	$94,610 (-) Land $7,400 Building $87,210
2022	$1,354.00 Homeowner's exemption	$33,110 Land $2,590 Building $30,520	$94,610 Land $7,400 Building $87,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Precision Tecknology.

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