198 Pacific View Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 198 Pacific View Ln, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,182 sqft · built 2006
Lot Size	0.319 acres (13,911 sqft)
Owner	2 Individual Names on File
Last Sale	$1,329,500 (Jan 2007)
Tax Bill	$21,070 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-431-13-00`

Property Details

APN / Parcel Number

Primary APN	`256-431-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,182 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	13,911 sqft (0.319 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	198 PACIFIC VIEW LN
City	ENCINITAS
State	CA
Zip	92024-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 014944
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014944
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17605

Owner

Source: San Diego County records · APN 256-431-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 PACIFIC VIEW LN, ENCINITAS, CA 92024-7724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2007 · Amount on Record
Deed Sale	Jan 11, 2007 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	200724511
Prior Transfer Date	Oct 19, 2006
Prior Transfer Doc	0000759226
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	198 PACIFIC VIEW LN, ENCINITAS, CA 92024-7724
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 PACIFIC VIEW LN, ENCINITAS, CA 92024-7724

Mortgage

Document Number	0000586310
Date	Aug 17, 2021
Instrument	2021-0586310

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,830,252 (+2%) Land $1,038,597 Building $791,655
2025	$21,070.00 (+3.78%) Homeowner's exemption	$1,794,366 (+4.04%) Land $1,018,233 Building $776,133
2024	$20,302.00 (+2.77%)
2023	$19,754.00 (+1.26%) Homeowner's exemption	$1,724,691 Land $978,695 Building $745,996
2022	$19,509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.