State of Hawaii and Hawaii County property record for 198 Olu St, Hilo, HI 96720 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.236 acres (10,288 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 1995) |
| Tax Bill | $467 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-042-106 |
| Primary APN | 3-2-2-042-106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,288 sqft (0.236 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 198 OLU ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WAIAKEA HMSTD. HOUSELOTS |
| Legal Lot Number | 3 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20701 |
Source: State of Hawaii and Hawaii County records · APN 3-2-2-042-106
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 OLU ST, HILO, HI 96720-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 1995 · Amount on Record |
| Deed Sale | Aug 04, 1995 · Amount on Record |
| Deed Document Number | 1995101007 |
| Last Transfer Date | May 12, 2016 |
| Transfer Doc | 0059810345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 198 OLU ST, HILO, HI 96720-5627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Name | Verified Name |
|---|
| Document Number | A9516000275 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | A-9516000275 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 198 OLU ST, HILO, HI 96720-5627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A81510667 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | A-81510667 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 198 OLU ST, HILO, HI 96720-5627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A76040395 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | A-76040395 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2040 |
Source: State of Hawaii and Hawaii County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,400 (+2.99%) Land $54,500 Building $110,900 | $377,300 (+1.48%) Land $232,300 Building $145,000 | |
| 2025 | $467.00 (+6.86%) | $160,600 (+3.01%) Land $54,500 Building $106,100 | $371,800 (+21.27%) Land $226,800 Building $145,000 |
| 2024 | $155,900 (+2.97%) Land $54,500 Building $101,400 | $306,600 (-5.66%) Land $168,100 Building $138,500 | |
| 2023 | $437.00 Homeowner's exemption | $151,400 Land $54,500 Building $96,900 | $325,000 Land $196,100 Building $128,900 |
Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010207012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Nov 2000, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 6% of Hawaii |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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