198 Old Stone Rd, Sturgis, SD 57785 Property Records

Meade County property record for 198 Old Stone Rd, Sturgis, SD 57785

Property Summary

Property TypeCommercial
Detailsbuilt 2016
Lot Size1 acres (43,952 sqft)
OwnerCompany Name on Record
Tax Bill$13,380 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01.20.00B1

Property Details

APN / Parcel Number

Primary APN01.20.00B1

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area43,952 sqft (1 acres)

Location & Zoning

Street Address198 OLD STONE RD
CitySTURGIS
StateSD
Zip57785-2564
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT B1 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD BOARD AMOUNT
Legal Range04
Legal Township21
Legal Section20
Legal Lot NumberB1
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3054
Census Tract20402

Owner

Source: Meade County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 14, STURGIS, SD 57785-0014
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK
Feb 25, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address198 OLD STONE RD, STURGIS, SD 57785-2564
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number910/282
DateFeb 25, 2019
Book Page910/282
Instrument19001031
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 22, 2044
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address198 OLD STONE RD, STURGIS, SD 57785-2564
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number910/269
DateFeb 25, 2019
Book Page910/269
Instrument19001029
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 22, 2044
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$829,551 (-) Land $65,928 Building $763,623$829,551 (-) Land $65,928 Building $763,623
2025$13,380.00 (+0.07%) Additional exemption filed$829,551 (-) Land $65,928 Building $763,623$829,551 Land $65,928 Building $763,623
2024$13,371.00 (-4.95%)
2023$829,551 Land $65,928 Building $763,623
2022$14,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 56% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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