198 NW Armadillo Ln, Lake City, FL 32055 Property Records

Columbia County property record for 198 NW Armadillo Ln, Lake City, FL 32055 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage2,084 sqft Heated Area
Lot Size180,338 sqft (4.13 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2019)
Tax Bill$3,395.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-3S-16-02049-114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,084 sqft Heated Area
Gross Area4,838 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionRigid Frame Bar Joint Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area180,338 sqft (4.13 acres)
Pool Area576 sqft Pool
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address198 NW ARMADILLO LN
CityLAKE CITY
StateFL
Zip32055-8539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 ROLLING OAKS S/D.
Legal Range16E
Legal Township03S
Legal Section09
Legal SubdivisionROLLING OAKS
Legal Lot Number14
JurisdictionCOLUMBIA FL
Minor Civil DivisionLAKE CITY
Census Blockgroup1
Census Block1013
Census Tract110202

Owner

Source: Columbia County records · APN 09-3S-16-02049-114

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address198 NW ARMADILLO LN, LAKE CITY, FL 32055-8539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 09, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jul 09, 2019
  • Deed Sale Price on Jul 09, 2019
  • Prior Sale Amount on Aug 08, 2001
Deed Doc Number201912015626
Deed Book / Page1388 / 1026
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA FL
Property Address198 NW ARMADILLO LN, LAKE CITY, FL 32055-8539
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014522519
DateNov 19, 2021
Book Page1452/2519
Instrument202112023594
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA FL
Recording DateJul 09, 2019
Property Address198 NW ARMADILLO LN, LAKE CITY, FL 32055-8539
Document Number0013881026
Book / Page001388 / 001026
Instrument DateJul 08, 2019
Instrument12015626
Transaction TypeTransfer
Record UpdatedAug 01, 2019
Title CompanyABSTRACT TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address198 NW ARMADILLO LN LAKE CITY FL 320558539, LAKE CITY, FL 32055-8539

Mortgage

Document Number13881027
DateJul 09, 2019
Book Page001388/001027
Instrument12015627
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyColumbia County
Unified School DistrictColumbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$262,467 (+5.99%)$339,385 (+9.62%) Land $40,000 Building $299,385
2024$3,395.00 (+2.69%)
2023$3,306.00 (+3.9%) Homeowner's exemption$247,641 (+4.05%)$309,597 (+7.57%) Land $36,000 Building $273,597
2022$3,182.00 Homeowner's exemption$238,001$287,810 Land $36,000 Building $251,810

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