198 New Rye Rd, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 198 New Rye Rd, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,463 sqft · built 1960
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2016)
Tax Bill	$7,505 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00R02 L:000007 S:000000`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00R02 L:000007 S:000000`
Alternative APN	`M:00R02 B:000007 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,463 sqft Living Area
Gross Area	2,498 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	122,404 sqft (2.81 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	198 NEW RYE RD
City	EPSOM
State	NH
Zip	03234-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Lot Number	7
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	2
Census Block	2040
Census Tract	34000

Owner

Source: Merrimack County and Epsom Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 NEW RYE RD, EPSOM, NH 03234-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SERVICE CU
Dec 5, 2022	Warranty Deed, Transfer
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
Mar 29, 2019	Quit Claim Deed, Mortgage VILLAGE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Feb 10, 2016 · Amount on Record
Deed Book / Page	3529 / 2448
Last Transfer Date	Mar 20, 2019
Transfer Doc	0036260517
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	198 NEW RYE RD, EPSOM, NH 03234-4509
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000987
Date	Jan 22, 2025
Book Page	3880/65
Instrument	202500000987

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2030

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EPSOM TOWN NH
Recording Date	Dec 5, 2022
Property Address	198 NEW RYE RD, EPSOM, NH 03234-4509
Document Number	0000022546
Book / Page	3813 / 1689
Instrument Date	Dec 2, 2022
Instrument	202200022546
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 NEW RYE RD, EPSOM, NH 03234-4509

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	198 NEW RYE RD, EPSOM, NH 03234-4509
Document Number	0037131015
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	198 NEW RYE RD EPSOM NH 032344509, EPSOM, NH 03234-4509

Mortgage

Document Number	0037131015
Date	Dec 17, 2020
Book Page	003713/001015
Instrument	29014

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	EPSOM TOWN NH
Recording Date	Mar 29, 2019
Property Address	198 NEW RYE RD, EPSOM, NH 03234-4509
Document Number	0036260517
Book / Page	003626 / 000517
Instrument Date	Mar 20, 2019
Instrument	4607
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 NEW RYE RD EPSOM NH 032344509, EPSOM, NH 03234-4509

Mortgage

Document Number	36260521
Date	Mar 29, 2019
Book Page	003626/000521
Instrument	4608

Lender

Name	VILLAGE MTG
Type	Mortgage Company
Address	AVON, CT 06001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,505.00 (+21.01%)	$427,900 (+83.81%) Land $173,000 Building $254,900
2024	$6,202.00 (+13.05%)	$232,800 (+1.17%) Land $93,600 Building $139,200
2023			$348,745
2022	$5,486.00	$230,100 Land $90,900 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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