198 New Beach Rd, Point Harbor, NC 27964 Property Records

Currituck County property record for 198 New Beach Rd, Point Harbor, NC 27964

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,996 sqft · built 2023
Lot Size	0.189 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$599,000 (Nov 2023)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	May 2023 Construction Loan Apr 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9846-48-9959`

Property Details

APN / Parcel Number

Primary APN	`9846-48-9959`
Alternative APNs	`132A00300060000` `000160952` `000169174` `9846-48`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,996 sqft Living Area

Exterior

Year Built	Built 2023
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000169174
Street Address	198 NEW BEACH RD
City	POINT HARBOR
State	NC
Zip	27964-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. HARBOR BCH - BLK 3 LOT 6 & PARTS OF 8,9,7,4,3,
Legal Subdivision	POINT HARBOR BEACH
Legal Block	3
Legal Lot Number	6
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1007
Census Tract	110403

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	495 PINEY VIEW CT, SYKESVILLE, MD 21784-8673
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Construction Mortgage SENTINEL SECURITY LIFE INS CO
Apr 24, 2025	Deed of Trust, Mortgage · Construction Mortgage NATIONAL LOAN FUNDING LLC
Nov 15, 2023	Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC
Sep 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	0001752659
Deed Book / Page	1752 / 659
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	198 NEW BEACH RD, POINT HARBOR, NC 27964-9727
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017320737
Date	May 1, 2023
Book Page	1732/737
Instrument	382680

Lender

Name	SENTINEL SECURITY LIFE INS CO
Type	Non-Lending Institution
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2024

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	198 NEW BEACH RD, POINT HARBOR, NC 27964-9727
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018070885
Date	Apr 24, 2025
Book Page	1807/885
Instrument	395059

Lender

Name	NATIONAL LOAN FUNDING LLC
Address	AUSTIN, TX 78702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Nov 15, 2023
Property Address	198 NEW BEACH RD, POINT HARBOR, NC 27964-9727
Document Number	0017520659
Book / Page	1752 / 659
Instrument Date	Aug 28, 2023
Instrument	386081
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5211 LINDBERGH AVE, SYKESVILLE, MD 21784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 PINEY VIEW COURT, KITTY HAWK, NC 27949

Mortgage

Document Number	0000386082
Date	Nov 15, 2023
Instrument	386082

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2024

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 9, 2021
Property Address	198 NEW BEACH RD, POINT HARBOR, NC 27964-9727
Document Number	0016490853
Book / Page	1649 / 853
Instrument Date	Sep 8, 2021
Instrument	368602
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 BRUMSEY RD, MOYOCK, NC 27958-9592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 LINDBERGH AVE, KITTY HAWK, NC 27949-3936

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 (+0.7%)	$329,400 (-) Land $28,600 Building $300,800
2024	$2,554.00 (+324.96%)	$329,400 (+420.38%) Land $28,600 Building $300,800
2023	$601.00 (+13.4%)	$63,300 (-) Land $28,600 Building $34,700	$63,300 (-) Land $28,600 Building $34,700
2022	$530.00	$63,300 Land $28,600 Building $34,700	$63,300 (-80.78%) Land $28,600 Building $34,700
2021			$329,400 Land $28,600 Building $300,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2011–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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