198 N Gregory Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 198 N Gregory Rd, Shawboro, NC 27973

Property Summary

Property TypeBungalow
Details4 bd · 2 ba · 2,976 sqft · built 1928
Lot Size11 acres (480,031 sqft)
Owner2 Individual Names on File
Tax Bill$1,425 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone AE (high risk)
APN8947-60-4319

Property Details

APN / Parcel Number

Primary APN8947-60-4319
Alternative APNs
  • 0027000003I0000
  • 000007414
  • 8947-60

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,976 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area480,031 sqft (11 acres)
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000007414
Street Address198 N GREGORY RD
CitySHAWBORO
StateNC
Zip27973-9685
Property CategoryResidential
Property TypeResidential > Single Family > Bungalow
Legal DescriptionBOSWOOD HOME
Legal SubdivisionGREGORY STATION
Legal Lot Number3I
JurisdictionCURRITUCK NC
Township / Civil DivisionCRAWFORD
Census Block Group1
Census Block1022
Census Tract110302

Owner

198 N Gregory Rd, a bungalow, is owned and occupied by two individuals who acquired it in December 2022.

Source: Currituck County records, as of November 27, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address198 N GREGORY RD, SHAWBORO, NC 27973-9685
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2022
Deed SaleDec 16, 2022
Deed Document Number0001479704
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address198 N GREGORY RD, SHAWBORO, NC 27973-9685
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017610897
DateFeb 28, 2024
Book Page1761/897
Instrument387635
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 198 N Gregory Rd was $1,425, down 0.8% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,425.00 (-0.77%)$332,600 (-) Land $136,600 Building $196,000
2024$1,436.00 (+10.38%)$332,600 (-) Land $136,600 Building $196,000
2023$1,301.00 (-30.76%)$332,600 (-) Land $136,600 Building $196,000$332,600 (-) Land $136,600 Building $196,000
2022$1,879.00$332,600 Land $136,600 Building $196,000$332,600 (-) Land $136,600 Building $196,000
2021$332,600 Land $136,600 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 N Gregory Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 120 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims19 (1999–2026)
Claims Outside the SFHA3 of 19
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 N Gregory Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Gregory Rd

Nearby Streets

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