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198 N Cholla Dr, Pearce, AZ 85625 Property Records

Cochise County property record for 198 N Cholla Dr, Pearce, AZ 85625

Property Summary

Property TypeSingle Family Home
Details2,020 sqft · built 1998
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Jun 2023)
Tax Bill$3,211 (2025)
Deeds & MortgagesJun 2023 Sale
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN114-18-433

Property Details

APN / Parcel Number

Primary APN114-18-433
Alternative APN
  • 114-18-43300

Interior

Stories1 Story
Building Area2,020 sqft Living Area
1st Floor Area2,020 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco
Construction TypeSteel Frame
Roof MaterialTile
Lot Area43,560 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number114-18-43300
Street Address198 N CHOLLA DR
CityPEARCE
StateAZ
Zip85625-4065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARIZONA SUN SITES LOT 102 BLK 78
Legal SubdivisionARIZONA SUN SITES
Legal Block78
Legal Lot Number102
Legal Unit102
JurisdictionCOCHISE AZ
Township / Civil DivisionWILLCOX
Census Block Group3
Census Block3038
Census Tract203

Owner

Source: Cochise County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address198 N CHOLLA DR, PEARCE, AZ 85625-4065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Warranty Deed, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Oct 9, 2020Deed of Trust, Mortgage · Conventional with PMI
VIP MTG
Jun 7, 2019Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2023 · Amount on Record
Deed SaleJun 8, 2023 · Amount on Record
Prior SaleJun 7, 2019 · Amount on Record
Deed Document Number2023-10246
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateJun 8, 2023
Property Address198 N CHOLLA DR, SUNSITES, AZ 85625-4065
Document Number0000010246
Map ReferenceMB 13 PG 52,52A&B
Instrument DateJun 6, 2023
Instrument2023-10246
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address198 N CHOLLA DR, PEARCE, AZ 85625-4065

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address198 N CHOLLA DR, PEARCE, AZ 85625-4065

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address198 N CHOLLA DR, SUNSITES, AZ 85625-4065
Document Number0000023042
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address198 N CHOLLA DR PEARCE AZ 856254065, PEARCE, AZ 85625-4065

Mortgage

Document Number0000023042
DateOct 19, 2020
Instrument23042
Lender
NameVIP MTG
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 18, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCHISE AZ
Recording DateJun 7, 2019
Property Address198 N CHOLLA DR, SUNSITES, AZ 85625-4065
Document Number0000010835
Map ReferenceMB 13 PG 52,52A&52B
Instrument DateMay 30, 2019
Instrument2019-10835
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyPIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address198 N CHOLLA DR, 198, PEARCE, AZ 85625-4065

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 N CHOLLA DR, PEARCE, AZ 85625-4065

Mortgage

Document Number0000010836
DateJun 7, 2019
Instrument2019-10836
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
Elementary School DistrictPearce Elementary District (PK - 08)
Secondary School DistrictValley Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,644 (+7.57%) Land $630 Building $31,014$316,443 (+7.57%) Land $6,300 Building $310,143
2025$3,211.00 (+9.97%)
2024$29,417 Land $630 Building $28,787$294,171 Land $6,300 Building $287,871
2023$2,920.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 58% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEAR SPRINGS UTILITY MAIN
private · serves 1,385 people · EPA ID AZ0402008
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Valley Telecom Group
Fiber		1,000 / 100

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