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198 Mountain View Rd, Reading, PA 19607 Property Records

Berks County property record for 198 Mountain View Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,635 sqft · built 1988
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on Record
Last Sale$279,900 (May 2006)
Tax Bill$3,525 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5305-07-79-0045

Property Details

APN / Parcel Number

Primary APN5305-07-79-0045
Alternative APNs
  • 39-5305-07-79-0045
  • 39410440
  • 410440

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,635 sqft Living Area
1st Floor Area1,635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Construction TypeFrame
Lot Area82,764 sqft
TerrainAbove Road/Slope
View / LotNeighborhood
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39410440
Street Address198 MOUNTAIN VIEW RD
CityREADING
StatePA
Zip19607-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCARISLIN ACRES
Legal Block79
Legal Lot Number14
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group2
Census Block2025
Census Tract11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address198 MOUNTAIN VIEW RD, READING, PA 19607-9511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2006 · Amount on Record
Deed SaleMay 26, 2006 · Amount on Record
Deed Document Number200646502
Deed Book / Page4885 / 1782
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address198 MOUNTAIN VIEW RD, READING, PA 19607-9511
Document Number0000005198
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address198 MOUNTAIN VIEW RD SHILLINGTON PA 196079511, SHILLINGTON, PA 19607-9511

Mortgage

Document Number0000005198
DateFeb 9, 2017
Instrument5198
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueFeb 8, 2032

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,525.00 (+24.82%) Homeowner's exemption$177,500 (-) Land $71,400 Building $106,100$71,400 (-59.77%) Land $71,400
2024$2,824.00$177,500 Land $71,400 Building $106,100
1994$177,500 Land $71,400 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Service Electric Cable TV
Cable		2,000 / 200
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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