198 Moss Dr, Concord, NC 28027 Property Records

Cabarrus County property record for 198 Moss Dr, Concord, NC 28027

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,705 sqft · built 1994
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$43,000 (Jun 2013)
Tax Bill	$765 (2023)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4680 19 5234`

Property Details

APN / Parcel Number

Primary APN	`4680 19 5234`
Alternative APNs	`03018 0026.100000` `90726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,049 sqft
1st Floor Area	1,705 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Lot Width	45 ft Width
Garage Type	Carport
Carport	Carport
Deck Area	344 sqft
Patio Area	344 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	90726
Street Address	198 MOSS DR
City	CONCORD
State	NC
Zip	28027-8676
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LDR
Legal Description	MOSS DRIVE
Legal Subdivision	DEWITT
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2014
Census Tract	41306

Owner

198 Moss Dr, a mobile home, is owned and occupied by an individual who bought it in June 2013.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	198 MOSS DR, CONCORD, NC 28027-8676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2013 · Amount on File
Deed Sale	Jun 12, 2013 · Amount on File
Prior Sale	Aug 27, 1997 · Amount on File
Deed Book / Page	10564 / 173
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	198 MOSS DR, CONCORD, NC 28027-8676
Document Number	1299273
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1299273
Date	May 9, 2018
Book Page	012992/000073
Instrument	10855

Lender

Name	STATE EMPS FCU/NY
Type	Credit Union
Address	KANNAPOLIS, NC 28083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,990 Land $71,710 Building $79,280
2024			$150,990 (+59.42%) Land $71,710 Building $79,280
2023	$765.00	$94,710 Land $47,800 Building $46,910	$94,710 Land $47,800 Building $46,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Moss Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Moss Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20