Contra Costa County property record for 198 Miramonte Dr, Moraga, CA 94556
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,798 sqft · built 1965 |
| Lot Size | 0.036 acres (1,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $592,000 (Jun 2013) |
| Tax Bill | $9,734 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-400-056-4 |
| Primary APN | 257-400-056-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 846 sqft |
| 2nd Floor Area | 952 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Townhouse |
| Lot Area | 1,568 sqft (0.036 acres) |
| Garage Type | Attached |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 198 MIRAMONTE DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1004 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | TRACT 3531 56 |
| Legal Subdivision | 3531 HEREINAFTER |
| Legal Tract | 3531 |
| Legal Lot Number | 56 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 352202 |
Source: Contra Costa County records · APN 257-400-056-4
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2013 · Amount on Record |
| Deed Sale | Jun 19, 2013 · Amount on Record |
| Prior Sale | Jun 01, 2007 · Amount on Record |
| Deed Document Number | 2013155122 |
| Prior Transfer Date | May 23, 2013 |
| Prior Transfer Doc | 0000155121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 198 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 198 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Document Number | 0000088172 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-088172 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 198 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 198 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Document Number | 0000262544 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-262544 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 198 MIRAMONTE DR, MORAGA, CA 94556-1004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000065887 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-065887 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $743,573 (+2%) Land $502,419 Building $241,154 | |
| 2025 | $9,734.00 (+5.7%) Homeowner's exemption | $728,994 (+4.04%) Land $492,568 Building $236,426 |
| 2023 | $9,209.00 (+1.55%) Homeowner's exemption | $700,689 Land $473,442 Building $227,247 |
| 2022 | $9,068.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1982–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: AT&T, Unwired.
Based on FCC filings for 349 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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