198 Mill St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 198 Mill St, Poughkeepsie, NY 12601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 3,284 sqft · built 1949
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$23,500 (Dec 1997)
Tax Bill$7,337 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN131300-6062-76-955199-0000

Property Details

APN / Parcel Number

Primary APN131300-6062-76-955199-0000
Alternative APNs
  • 130000606200769551990000
  • 131300 6.62-76-955.199
  • 338200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,284 sqft Living Area
Gross Area4,292 sqft
1st Floor Area3,284 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1997
Exterior MaterialConcrete
Foundation TypeSlab (Mat/Raft)
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions80 ft deep x 66 ft wide
View / LotUrban
Garage TypeAttached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number338200
Street Address198 MILL ST
CityPOUGHKEEPSIE
StateNY
Zip12601-3134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description.11 AC 1746 0631 1493 0828
Legal Block76
Legal Lot Number955
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group1
Census Block1007
Census Tract220101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mill Street-North Clover Street Historic District (Boundary Increase)
listed 1987 · 10 contributing resources · NRIS 87000812

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address198 MILL ST, POUGHKEEPSIE, NY 12601-3134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 1997 · Amount on Record
Deed SaleDec 19, 1997 · Amount on Record
Prior SaleJun 27, 1997 · Amount on Record
Deed Book / Page2003 / 383
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address198 MILL ST, POUGHKEEPSIE, NY 12601-3134
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054421
DateAug 4, 2021
Instrument54421
Lender
NameMID HUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityPoughkeepsie City
Unified School DistrictPoughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,337.00$330,300 (+16.96%) Land $29,700 Building $300,600$330,300 (+16.96%) Land $29,700 Building $300,600
2023$282,400 (+12.02%) Land $29,700 Building $252,700$282,400 (+12.02%) Land $29,700 Building $252,700
2022$252,100 Land $27,000 Building $225,100$252,100 Land $27,000 Building $225,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE CITY
serves 30,639 people · EPA ID NY1330291
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Optimum, T-Mobile.

Nearby Properties on Mill St

Nearby Streets

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