St. Johns County property record for 198 Michaela St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,000 sqft · built 2015 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $481,925 (Apr 2015) |
| Tax Bill | $6,067 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009671-0100 |
| Primary APN | 009671-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,000 sqft Living Area |
| Gross Area | 4,804 sqft |
| 1st Floor Area | 2,354 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 804 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 228 sqft |
| Patio Area | 1,416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 198 MICHAELA ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 72/11-15 OAKRIDGE UNIT THREE LOT 10 OR4018/1629 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | OAKRIDGE - UNIT THREE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20808 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 MICHAELA ST, SAINT JOHNS, FL 32259-7333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 9, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 8, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2015 · Amount on Record |
| Deed Sale | Apr 27, 2015 · Amount on Record |
| Deed Document Number | 201524695 |
| Deed Book / Page | 4018 / 1629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 MICHAELA ST, SAINT JOHNS, FL 32259-7333 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 198 MICHAELA ST, SAINT JOHNS, FL 32259-7333 |
| Document Number | 0055901475 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 5590/1475 |
| Instrument | 2022065621 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | May 21, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 MICHAELA ST, SAINT JOHNS, FL 32259-7333 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 198 MICHAELA ST, SAINT JOHNS, FL 32259-7333 |
| Document Number | 0052011866 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 5201/1866 |
| Instrument | 2021026229 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 MICHAELA ST, SAINT JOHNS, FL 32259-7333 |
| Document Number | 0049260153 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 198 MICHAELA ST ST JOHNS FL 322597333, ST JOHNS, FL 32259-7333 |
| Document Number | 0049260153 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 004926/000153 |
| Instrument | 30403 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,960 (+2.7%) | $636,954 (-1.82%) Land $120,000 Building $516,954 | |
| 2025 | $6,067.00 (+11.96%) Homeowner's exemption | $464,421 (+2.9%) | $648,772 (-0.37%) Land $115,000 Building $533,772 |
| 2024 | $5,419.00 (+1.94%) Homeowner's exemption | $451,332 (+3%) | $651,184 (-2.5%) Land $115,000 Building $536,184 |
| 2023 | $5,316.00 (+2.68%) Homeowner's exemption | $438,186 (+3%) | $667,882 (+8.11%) Land $125,000 Building $542,882 |
| 2022 | $5,177.00 Homeowner's exemption | $425,423 | $617,753 Land $100,800 Building $516,953 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures