198 Margaret St, Holts Summit, MO 65043 Property Records

Callaway County property record for 198 Margaret St, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1980
Lot Size	0.578 acres (25,178 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 2022)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-40-001-016.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-40-001-016.000`
Alternative APN	`2507025040001010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	25,178 sqft (0.578 acres)
Lot Dimensions	25.7 ft deep x 9.8 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507025040001016000
Street Address	198 MARGARET ST
City	HOLTS SUMMIT
State	MO
Zip	65043-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SE 98.36' X 267.07' IRR LOT 14
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	LV ANTWEILER SUBDIVISION #6
Legal Lot Number	14
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1017
Census Tract	70702

Owner

198 Margaret St is owned and occupied by an individual who bought it in March 2022.

Source: Callaway County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Aug 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Mar 15, 2022	Warranty Deed, Transfer
Dec 22, 2017	Deed of Trust, Mortgage QUICKEN LOAN INC
Jun 17, 2021	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Jun 17, 2021
Deed Document Number	20221553
Deed Book / Page	498 / 502
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	KEYLINK NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526/110
Date	Mar 18, 2026
Book Page	526/110
Instrument	202601495

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/934
Date	Sep 6, 2023
Book Page	508/934
Instrument	202304543

Lender

Name	AMERISAVE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000502/123
Date	Aug 19, 2022
Book Page	502/123
Instrument	202205248

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 15, 2022
Property Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Document Number	000498/502
Book / Page	498 / 502
Instrument Date	Mar 4, 2022
Instrument	202201553
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000041
Date	Dec 22, 2017
Book Page	0000000240/0000000041
Instrument	201708846

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2047

June 2021: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jun 17, 2021
Property Address	198 MARGARET ST, HOLTS SUMMIT, MO 65043-2511
Document Number	000493/300
Book / Page	493 / 300
Instrument Date	Jun 16, 2021
Instrument	202104725
Transaction Type	Foreclosure
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

The 2025 property tax bill for 198 Margaret St was $1,174, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00 (-2.49%)	$19,315 (-)	$101,660 (-)
2024	$1,204.00 (+0.08%)	$19,315 (-)	$101,660 (-)
2023	$1,203.00 (+4.16%)	$19,315 (+4.16%)	$101,660
2022	$1,155.00	$18,544 Land $2,272 Building $16,272
2021			$97,600 Land $11,960 Building $85,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Margaret St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Margaret St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

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