Jefferson County and Le Ray Town property record for 198 Maple St, Black River, NY 13612
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,841 sqft · built 1910 |
| Lot Size | 0.31 acres (13,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Mar 2025) |
| Tax Bill | $5,088 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 224001 75.49-1-41 |
| Primary APN | 224001 75.49-1-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,841 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| 2nd Floor Area | 544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,530 sqft (0.31 acres) |
| Lot Dimensions | 205 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 224001 75.49-1-41 |
|---|---|
| Street Address | 198 MAPLE ST |
| City | BLACK RIVER |
| State | NY |
| Zip | 13612-3178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | LE RAY |
| Census Block Group | 2 |
| Census Block | 2167 |
| Census Tract | 60806 |
Source: Jefferson County and Le Ray Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27158 VICTORY LN, WATERTOWN, NY 13601-5188 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 27, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2024 | Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on Record |
| Deed Sale | Mar 27, 2025 · Amount on Record |
| Prior Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 20254331 |
| Prior Transfer Date | Apr 2, 2024 |
| Prior Transfer Doc | 0000005427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Mar 27, 2025 |
| Property Address | 198 MAPLE ST, BLACK RIVER, NY 13612-3178 |
| Document Number | 0000004331 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 2025-00004331 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27158 VICTORY LN, WATERTOWN, NY 13601-5188 |
| Document Number | 0000004332 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 2025-00004332 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Apr 10, 2024 |
| Property Address | 198 MAPLE ST, BLACK RIVER, NY 13612-3178 |
| Document Number | 0000005427 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024-00005427 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1634 STATE ST, WATERTOWN, NY 13601-3556 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005428 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 20240-00005428 |
| Name | KIAVI FUNDING INCORPORATED |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jefferson County and Le Ray Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Le Ray Town |
| Municipality | Black River Village |
| Unified School District | Carthage Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,088.00 (+56.8%) | ||
| 2025 | $3,245.00 | $275,000 (+70.49%) Land $25,000 Building $250,000 | $275,000 (+60.26%) Land $25,000 Building $250,000 |
| 2023 | $161,300 Land $25,000 Building $136,300 | $171,596 Land $26,596 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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