198 Maple Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 198 Maple Rd, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,589 sqft · built 1972
Lot Size	0.34 acres (14,676 sqft)
Owner	Individual Name on File
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Mar 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S-65-13A-48`

Property Details

APN / Parcel Number

Primary APN	`S-65-13A-48`
Alternative APN	`193525`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	2,589 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,676 sqft (0.34 acres)
Garage Type	Detached
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	198 MAPLE RD
City	CADIZ
State	KY
Zip	42211-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS CHAPEL EST WPT 47 48 49 & WPT
Legal Subdivision	KINGS CHAPEL EST
Legal Lot Number	50
Jurisdiction	TRIGG KY
Township / Civil Division	CADIZ
Census Block Group	2
Census Block	2034
Census Tract	970202

Owner

198 Maple Rd is owned and occupied by an individual who acquired it in March 2025.

Source: Trigg County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	198 MAPLE RD, CADIZ, KY 42211-9769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2005	Deed of Trust, Mortgage HERITAGE BANK
Mar 3, 2008	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Jul 1, 2010	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE SERVICES CO
Apr 7, 2025	Intrafamily Transfer, Transfer · Line of Credit THE HELOC COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2025
Transfer Doc	000D336/92
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	198 MAPLE RD, CADIZ, KY 42211-9769
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000214/201
Date	Jun 13, 2005
Book Page	214/201

Lender

Name	HERITAGE BANK
Type	Bank
Address	CADIZ, KY 42211

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2015

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	198 MAPLE RD, CADIZ, KY 42211-9769
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000254/105
Date	Mar 3, 2008
Book Page	254/105

Lender

Name	HERITAGE BANK
Type	Bank
Address	HOPKINSVILLE, KY 42241

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2028

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	198 MAPLE RD, CADIZ, KY 42211-9769
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000280/403
Date	Jul 1, 2010
Book Page	280/403

Lender

Name	AMERICAN MORTGAGE SERVICES CO
Address	CINCINNATI, OH 45245

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2040

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRIGG KY
Recording Date	Apr 7, 2025
Property Address	198 MAPLE RD, CADIZ, KY 42211-9769
Document Number	000D336/92
Book / Page	D336 / 92
Map Reference	MB 1 PG 21
Instrument Date	Mar 27, 2025
Instrument	332261
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 MAPLE RD, CADIZ, KY 42211-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 MAPLE RD, CADIZ, KY 42211-9769

Mortgage

Document Number	0000332266
Date	Apr 7, 2025
Instrument	332266

Lender

Name	THE HELOC COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 198 Maple Rd was $1,597.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00	$180,000	$180,000
2023	$1,745.00	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Maple Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Maple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ MUNICIPAL WATER CO serves 6,165 people · EPA ID KY1110054
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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