Otsego County and Maryland Town property record for 198 Main St, Schenevus, NY 12155
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,320 sqft · built 1900 |
| Lot Size | 3.61 acres (157,252 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,651 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363600 230.20-1-8.01 |
| Primary APN | 363600 230.20-1-8.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,160 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 157,252 sqft (3.61 acres) |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 117 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 060680 |
|---|---|
| Street Address | 198 MAIN ST |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 971 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 8.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MARYLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 590701 |
Source: Otsego County and Maryland Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10097 STATE HIGHWAY 23, ONEONTA, NY 13820-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,651.00 | $119,400 (-) Land $20,000 Building $99,400 | $168,477 (+18.53%) Land $28,221 Building $140,256 |
| 2023 | $119,400 Land $20,000 Building $99,400 | $142,143 Land $23,810 Building $118,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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