198 Main St, #10, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 198 Main St, #10, Paso Robles, CA 93446

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 658 sqft · built 2004
Lot Size	0.015 acres (658 sqft)
Owner	2 Company Names on Record
Last Sale	$640,000 (Sep 2023)
Tax Bill	$7,104 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-182-010`

Property Details

APN / Parcel Number

Primary APN	`005-182-010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	658 sqft Living Area

Exterior

Year Built	Built 2004
Construction Type	Wood
Lot Area	658 sqft (0.015 acres)

Location & Zoning

Street Address	198 MAIN ST # 10, 10
City	PASO ROBLES
State	CA
Zip	93446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C1
Legal Description	CY PB TR 3028 U10 (14-012706) & PTN LT 1
Legal Tract	3028
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3068
Census Tract	11704

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2086 AVENIDA DEL CANADA, ROWLAND HEIGHTS, CA 91748-4146
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Feb 14, 2020	Grant Deed, Transfer · Conventional Mortgage PISMO BCH PROP CLUB LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	2023026327
Record Updated	Jun 8, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 6, 2023
Property Address	198 MAIN ST # 10, 10, PASO ROBLES, CA 93446
Document Number	0000026327
Map Reference	DOC 2014012706
Instrument Date	Aug 2, 2023
Instrument	2023026327
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	198 MAIN ST # 10, 10, PISMO BEACH, CA 93449-2629

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	198 MAIN ST # 10, 10, PASO ROBLES, CA 93446
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4390 KAPALUA DR, SANTA MARIA, CA 93455-6700

Mortgage

Document Number	0000033244
Date	May 4, 2021
Instrument	2021033244

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2020
Property Address	198 MAIN ST # 10, 10, PASO ROBLES, CA 93446
Document Number	0000007478
Instrument Date	Dec 10, 2019
Instrument	7478
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	198 MAIN ST #10 PISMO BEACH CA 934492629, 10, PISMO BEACH, CA 93449-2629

Mortgage

Document Number	7479
Date	Feb 14, 2020
Instrument	7479

Lender

Name	PISMO BCH PROP CLUB LLC
Address	198 MAIN ST, PISMO BEACH, CA 93449-2629

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Pismo Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,104.00 (+27.06%)	$652,800 (+24.2%) Land $510,000 Building $142,800
2023	$5,591.00 (+103.09%)	$525,587 Land $420,470 Building $105,117
2022	$2,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 individual policies
Nearby Flood Policies	35 units insured incl. 9 condo units
Nearby Flood Claims	2 (2017–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi.

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