Centre County property record for 198 Main Rd, Spring Mills, PA 16875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1983 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Aug 2007) |
| Tax Bill | $2,631 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-013-,053-,0000 |
| Primary APN | 20-013-,053-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Lot Area | 54,450 sqft (1.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 198 MAIN RD |
|---|---|
| City | SPRING MILLS |
| State | PA |
| Zip | 16875-9020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | POTTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10901 |
198 Main Rd is owned and occupied by an individual who bought it in August 2007.
Source: Centre County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 MAIN RD, SPRING MILLS, PA 16875-9020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit SPE FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORE MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2007 · Amount on File |
| Deed Sale | Aug 31, 2007 · Amount on File |
| Deed Book / Page | 1995 / 567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 198 MAIN RD, SPRING MILLS, PA 16875-9020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2274/858 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 2274/858 |
| Name | SPE FCU |
|---|---|
| Type | Credit Union |
| Address | STATE COLLEGE, PA 16803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 20, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 198 MAIN RD, SPRING MILLS, PA 16875-9020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2270/246 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 2270/246 |
| Name | CORE MORTGAGE SERVICES LLC |
|---|---|
| Address | STATE COLLEGE, PA 16803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2026 property tax bill for 198 Main Rd was $2,631.
Source: Centre County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Potter Township |
| Unified School District | Penns Valley Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,631.00 | $41,930 Land $9,085 Building $32,845 | |
| 2025 | $83,860 Land $18,170 Building $65,690 | ||
| 2024 | $2,558.00 | $41,930 Land $9,085 Building $32,845 | |
| 1994 | $83,860 Land $18,170 Building $65,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 198 Main Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Main Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 97.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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