198 Lightning Bug Ln, Freeport, FL 32439 Property Records

Walton County property record for 198 Lightning Bug Ln, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,667 sqft Living Area
Lot Size8,102 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$358,000 (2021)
Tax Bill$3,740.00 (2024)

Owner

Source: Walton County records · APN 18-1S-19-23212-000-1040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address198 LIGHTNING BUG LN, FREEPORT, FL 32439-2368
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Deed of Trust, Mortgage · Line of Credit
ALL IN FCU
Aug 02, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2021 · Amount on Record
Deed SaleAug 02, 2021 · Amount on Record
Deed Doc Number20210038439
Deed Book / Page3209 / 3419
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address198 LIGHTNING BUG LN, FREEPORT, FL 32439-2368
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033141171
DateJan 31, 2024
Book Page3314/1171
Instrument20240003248
Lender
NameALL IN FCU
TypeCredit Union
AddressDALEVILLE, AL 36322
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateAug 02, 2021
Property Address198 LIGHTNING BUG LN, FREEPORT, FL 32439-2368
Document Number0032093419
Book / Page3209 / 3419
Map ReferenceMB 21 PG 65-67
Instrument DateJul 29, 2021
Instrument20210038439
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,506.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 LIGHTNING BUG LN, FREEPORT, FL 32439-2368

Mortgage

Document Number0032093420
DateAug 02, 2021
Instrument3209/3420
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$322,019 (-0.84%) Land $49,485 Building $272,534$322,019 (-0.84%) Land $49,485 Building $272,534
2024$3,740.00 (-0.69%)
2023$3,766.00 (-2.46%) Homeowner's exemption$324,760 (+9.58%) Land $49,485 Building $275,275$324,760 (+9.58%) Land $49,485 Building $275,275
2022$3,861.00$296,365 Land $54,928 Building $241,437$296,365 Land $54,928 Building $241,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · 26th in Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN18-1S-19-23212-000-1040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,667 sqft Living Area
Gross Area2,388 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,102 sqft (0.185 acres)
Depth X Width10.5 ft x 8.1 ft Depth x Width
Garage TypeFinished Garage
Garage Area441 sqft Garage
Porch1 Porch
Porch Area280 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address198 LIGHTNING BUG LN
CityFREEPORT
StateFL
Zip32439-2368
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 104 FIREFLY AT HAMMOCK BAY PB 21-65 OR 3104-4068 OR 3209-3419
Legal Range19W
Legal Township01S
Legal Section18
Legal Lot Number104
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2065
Census Tract950502

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