198 Lawrence St, Canton, NC 28716 Property Records

Haywood County property record for 198 Lawrence St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,614 sqft · built 1976
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2022)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8667-15-2289`

Property Details

APN / Parcel Number

Primary APN	`8667-15-2289`
Alternative APN	`275903`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,614 sqft Heated Area
Gross Area	2,270 sqft
1st Floor Area	1,614 sqft
Basement Area	2,020 sqft
Unfinished Basement	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick Veneer
Lot Area	22,651 sqft (0.52 acres)
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	275903
Street Address	198 LAWRENCE ST
City	CANTON
State	NC
Zip	28716-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	198 LAWRENCE ST
Legal Subdivision	CANTON
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4002
Census Tract	920202

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	198 LAWRENCE ST, CANTON, NC 28716-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Deed Document Number	20225371
Deed Book / Page	1063 / 403
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	198 LAWRENCE ST, CANTON, NC 28716-1356
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 LAWRENCE ST, CANTON, NC 28716-1356

Mortgage

Document Number	0011390689
Date	Oct 22, 2025
Book Page	1139/689
Instrument	2025009105

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 17, 2022
Property Address	198 LAWRENCE ST, CANTON, NC 28716-1356
Document Number	0010630403
Book / Page	1063 / 403
Instrument Date	May 12, 2022
Instrument	2022005371
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12669 FM 92, SILSBEE, TX 77656-8769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 LAWRENCE ST, CANTON, NC 28716-1356

Mortgage

Document Number	0010630406
Date	May 17, 2022
Instrument	1063-0406

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,700 (-) Land $25,700 Building $175,000
2025	$1,262.00	$200,700 (-) Land $25,700 Building $175,000	$200,700 (-) Land $25,700 Building $175,000
2023		$200,700 Land $25,700 Building $175,000	$200,700 (-) Land $25,700 Building $175,000
2021			$200,700 Land $25,700 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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