Taylor County property record for 198 Lake Trl, Abilene, TX 79606
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,482 sqft · built 2007 |
| Lot Size | 6.74 acres (293,941 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,587 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R0765009800 |
| Primary APN | R0765009800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,482 sqft Living Area |
| Gross Area | 3,717 sqft |
| 1st Floor Area | 2,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 293,941 sqft |
| Lot Dimensions | 1,177 ft deep x 250 ft wide |
| Garage Type | Attached |
| Garage Area | 689 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 1,175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 198 LAKE TRL |
|---|---|
| City | ABILENE |
| State | TX |
| Zip | 79606-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | CEDAR HILLS LAKE REP, BLOCK C, LOT 6, ACRES 6.748 |
| Legal Subdivision | CEDAR HILLS LAKE REP |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | TAYLOR TX |
| Township / Civil Division | JIM NED |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 13502 |
198 Lake Trl, a rural home, is owned and occupied by an individual who acquired it in July 2005.
Source: Taylor County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 LAKE TRL, ABILENE, TX 79606-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2023 | Vendor's Lien, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA |
| Mar 31, 2023 | Affidavit of Death of Joint Tenant, Transfer FIRST CLASS TITLE AGENCY, FIRST TEXAS TITLE CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2005 |
| Deed Sale | Jul 22, 2005 |
| Deed Document Number | 200514165 |
| Deed Book / Page | 3120 / 773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | Apr 6, 2023 |
| Property Address | 198 LAKE TRL, ABILENE, TX 79606-7131 |
| Document Number | 0000005253 |
| Map Reference | CAB 3 SL 721 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023-00005253 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 LAKE TRL, ABILENE, TX 79606-7131 |
| Document Number | 0000005254 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023-00005254 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | Mar 31, 2023 |
| Property Address | 198 LAKE TRL, ABILENE, TX 79606-7131 |
| Document Number | 0000004948 |
| Map Reference | CAB 3 SL 721 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-00004948 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | FIRST CLASS TITLE AGENCY, FIRST TEXAS TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 198 Lake Trl was $6,587 with a homeowner's exemption.
Source: Taylor County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Taylor County |
| Unified School District | Jim Ned Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,124 (-5.98%) Land $116,401 Building $403,723 | $520,124 (-5.98%) Land $116,401 Building $403,723 | |
| 2025 | $6,587.00 Homeowner's exemption | $553,210 (+4.69%) Land $116,401 Building $436,809 | $553,210 (+4.69%) Land $116,401 Building $436,809 |
| 2024 | $528,407 (-3.55%) Land $116,401 Building $412,006 | $528,407 (-3.55%) Land $116,401 Building $412,006 | |
| 2023 | $3,235.00 Homeowner's exemption Senior Citizen's exemption | $547,858 (+9.04%) Land $116,401 Building $431,457 | $547,858 (+9.04%) Land $116,401 Building $431,457 |
| 2022 | $3,235.00 Homeowner's exemption Senior Citizen's exemption | $502,421 Land $116,401 Building $386,020 | $502,421 Land $116,401 Building $386,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Lake Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 5 (1994–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Lake Trl is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 58% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEAMBOAT MOUNTAIN WSC serves 8,178 people · EPA ID TX2210022 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABILENE |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Taylor Telephone Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
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