Laurens County property record for 198 Lake Overlook Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $126,415 (Sep 2017) |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-00-00-006 |
| Primary APN | 340-00-00-006 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3400000006 95937989 |
|---|---|
| Street Address | 198 LAKE OVERLOOK RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:56 MAP REF:1341-129 14-157 |
| Legal Subdivision | DAGNALL LT |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 921002 |
198 Lake Overlook Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Laurens County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 LAKE OVERLOOK RD, WATERLOO, SC 29384-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 5, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 29, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on File |
| Deed Sale | Sep 5, 2017 · Amount on File |
| Deed Document Number | 2017008250 |
| Deed Book / Page | D1341 / 126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 198 LAKE OVERLOOK RD, WATERLOO, SC 29384-5126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M28130055 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | M2813/55 |
| Instrument | 2022003054 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 5, 2017 |
| Property Address | 198 LAKE OVERLOOK RD, WATERLOO, SC 29384-5126 |
| Document Number | 0013410126 |
| Book / Page | 001341 / 000126 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 8250 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $467.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 198 LAKE OVERLOOK RD WATERLOO SC 293845126, WATERLOO, SC 29384-5126 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jun 29, 2017 |
| Property Address | 198 LAKE OVERLOOK RD, WATERLOO, SC 29384-5126 |
| Document Number | 0013300242 |
| Book / Page | 001330 / 000242 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 5995 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $277.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 986 RIDGEWOOD HARBOR RD WATERLOO SC 293845031, WATERLOO, SC 29384-5031 |
The 2025 property tax bill for 198 Lake Overlook Rd was $1,061, up 4% from the year before.
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,061.00 (+4.02%) | $5,380 (-) Land $4,400 Building $980 | |
| 2024 | $1,020.00 (+36.91%) | $5,380 (+3.46%) Land $4,400 Building $980 | |
| 2023 | $745.00 (-24.6%) | $5,200 (-3.35%) Land $3,560 Building $1,640 | $130,000 (-13.04%) Land $89,000 Building $41,000 |
| 2022 | $988.00 | $5,380 Land $4,400 Building $980 | $149,500 (-) Land $125,000 Building $24,500 |
| 2021 | $149,500 Land $125,000 Building $24,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 198 Lake Overlook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Lake Overlook Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENWOOD CPW (2410001) serves 52,022 people · EPA ID SC2410001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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