Suffolk County and Smithtown Town property record for 198 Lake Ave, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1935 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,898 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 55.-4-11.1 |
| Primary APN | 473489 55.-4-11.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,514 sqft |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 510 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J40260 |
|---|---|
| Street Address | 198 LAKE AVE |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-444901 TC-76 LAKE AVE MANOR LOTS 17 & 18 *877 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 135002 |
198 Lake Ave is owned and occupied by an individual who acquired it in September 2009.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 LAKE AVE, SAINT JAMES, NY 11780-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 1, 2009 |
| Transfer Doc | 0126010325 |
| Record Updated | Sep 20, 2026 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,560 Land $300 Building $3,260 | $445,000 Land $37,500 Building $407,500 | |
| 2024 | $2,898.00 | ||
| 2023 | $3,560 Land $300 Building $3,260 | $4,092 Land $345 Building $3,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Lake Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Lake Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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