198 Krystle Loop Dr, Sagle, ID 83860 Property Records

Bonner County property record for 198 Krystle Loop Dr, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,142 sqft · built 2001
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Nov 2020)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP024760010090A`

Property Details

APN / Parcel Number

Primary APN	`RP024760010090A`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,142 sqft Finished Area
1st Floor Area	3,142 sqft
Basement Area	1,551 sqft
Finished Basement	1,551 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Mixed
Garage Area	80 sqft
Parking Spaces	1 Parking Space
Pole Barn	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	198 KRYSTLE LOOP
City	SAGLE
State	ID
Zip	83860-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	16-56N-2W CEDAR GROVE ESTATES BLK 1 LOT 9
Legal Range	02W
Legal Township	56N
Legal Section	16
Legal Subdivision	CEDAR GROVE ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1020
Census Tract	950902

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 KRYSTLE LOOP, SAGLE, ID 83860-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · VA Mortgage ACADEMY MORTGAGE CORP
Nov 25, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	2020970936
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	198 KRYSTLE LOOP DR, SAGLE, ID 83860-8515
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	KOOTENAI COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001002310
Date	Mar 18, 2022
Instrument	1002310

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 25, 2020
Property Address	198 KRYSTLE LOOP DR, SAGLE, ID 83860-8515
Document Number	970936
Map Reference	MB 6 PG 56
Instrument Date	Nov 23, 2020
Instrument	970936
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 KRYSTLE LOOP DR, SAGLE, ID 83860-8515

Mortgage

Document Number	970937
Date	Nov 25, 2020
Instrument	970937

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,208 (-6.56%)	$644,208 (-6.56%)
2025	$3,093.00 (-0.8%)	$689,434 (+11.98%) Land $199,544 Building $489,890	$689,434 (+11.98%) Land $199,544 Building $489,890
2023	$3,118.00	$615,699 Land $141,913 Building $473,786	$615,699 Land $141,913 Building $473,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVEL AMERICA TRAILER PARK SANDPOINT private · serves 318 people · EPA ID ID1090145
Water Source	Purchased groundwater from SAGLE VALLEY WATER DIST
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Kaniksu Internet.

Nearby Properties on Krystle Loop Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures