198 Klein Rd, Highlands, NC 28741 Property Records

Macon County property record for 198 Klein Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,576 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2019)
Tax Bill	$2,848 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7439475863`

Property Details

APN / Parcel Number

Primary APN	`7439475863`
Alternative APNs	`0534894` `145732`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,576 sqft Heated Area
1st Floor Area	1,973 sqft
Upper Floors Area	603 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	526 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	145732
Street Address	198 KLEIN RD
City	HIGHLANDS
State	NC
Zip	28741-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RD 1617
Legal Subdivision	RD 1617
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2022
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 KLEIN RD, HIGHLANDS, NC 28741-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	20197862
Deed Book / Page	39 / 663
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 14, 2019
Property Address	198 KLEIN RD, HIGHLANDS, NC 28741-6611
Document Number	00O39/0663
Book / Page	O-39 / 0663
Map Reference	CARD 10606
Instrument Date	Nov 6, 2019
Instrument	2019007862
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 KLEIN RD, HIGHLANDS, NC 28741-6611

Mortgage

Document Number	2019007863
Date	Nov 14, 2019
Instrument	2019007863

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 15, 2017
Property Address	198 KLEIN RD, HIGHLANDS, NC 28741-6611
Document Number	00C38/1416
Book / Page	C-38 / 1416
Map Reference	MB Y-5 PG 308
Instrument Date	Aug 9, 2017
Instrument	2017005456
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2733, FRANKLIN, NC 28744

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,848.00 (+3.41%)	$911,190 (-) Land $190,000 Building $721,190	$911,190 (-) Land $190,000 Building $721,190
2025	$2,754.00
2023		$911,190 Land $190,000 Building $721,190	$911,190 Land $190,000 Building $721,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: BalsamWest FiberNET, Frontier, Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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