Pinellas County property record for 198 Keating Dr, Largo, FL 33770 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,353 sqft · built 1959 |
| Lot Size | 0.221 acres (9,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2015) |
| Tax Bill | $3,316 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-9299-5 |
| Primary APN | C62-000-747-9299-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 2,037 sqft |
| 1st Floor Area | 1,353 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,635 sqft (0.221 acres) |
| Lot Dimensions | 113 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 204 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R363048 |
|---|---|
| Street Address | 198 KEATING DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLEAIR MANOR UNIT 3 LOT 19 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 33 |
| Legal Subdivision | BELLEAIR MANOR UNIT 3 |
| Legal Tract | 7038 |
| Legal Lot Number | 19 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 25211 |
Source: Pinellas County records · APN C62-000-747-9299-5
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 KEATING DR, LARGO, FL 33770-2800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACHIEVA CU |
| Nov 26, 2018 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2015 · Amount on Record |
| Deed Sale | Oct 19, 2015 · Amount on Record |
| Prior Sale | Aug 20, 2004 · Amount on Record |
| Deed Document Number | 2015303071 |
| Deed Book / Page | 18960 / 731 |
| Prior Transfer Date | May 24, 2012 |
| Prior Transfer Doc | 0179141536 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 198 KEATING DR, LARGO, FL 33770-2800 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 198 KEATING DR, LARGO, FL 33770-2800 |
| Document Number | 0225051953 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 22505/1953 |
| Instrument | 2023184022 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 198 KEATING DR, LARGO, FL 33770-2800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203452659 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 20345/2659 |
| Instrument | 2018376972 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Dec 01, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 198 KEATING DR, LARGO, FL 33770-2800 |
| Document Number | 0210352414 |
| Instrument Date | Jun 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 198 KEATING DR LARGO FL 337702800, LARGO, FL 33770-2800 |
| Document Number | 0210352414 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 021035/002414 |
| Instrument | 177015 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,316.00 (+5.87%) Homeowner's exemption | $216,863 (+5.99%) | $404,193 (+3.28%) Land $160,898 Building $243,295 |
| 2024 | $3,132.00 (+1.95%) | ||
| 2023 | $3,072.00 (+3.19%) Homeowner's exemption | $204,613 (+3%) | $391,356 (+15.24%) Land $198,015 Building $193,341 |
| 2022 | $2,977.00 Homeowner's exemption | $198,653 | $339,598 Land $186,063 Building $153,535 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030252111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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