198 Kat Ln, Gypsum, CO 81637 Property Records

Eagle County property record for 198 Kat Ln, Gypsum, CO 81637

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,408 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Feb 2017)
Tax Bill	$7,925 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R066077`

Property Details

APN / Parcel Number

Primary APN	`R066077`
Alternative APN	`2111 103 06 001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,408 sqft Living Area
Gross Area	6,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	R066077
Street Address	198 KAT LN
City	GYPSUM
State	CO
Zip	81637-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: JUNIPER RIDGE SUBDIVISION LOT: 1
Legal Subdivision	JUNIPER RIDGE SUBDIVISION
Legal Lot Number	1
Jurisdiction	EAGLE CO
Township / Civil Division	EAGLE-GYPSUM
Census Block Group	3
Census Block	3023
Census Tract	200

Owner

Source: Eagle County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 KAT LN, GYPSUM, CO 81637-5404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jun 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jun 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jun 17, 2020	Loan Modification, Mortgage ALPINE BK
Feb 2, 2017	Warranty Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Deed Document Number	201701816
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	198 KAT LN, GYPSUM, CO 81637-5404
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 KAT LN, GYPSUM, CO 81637-5404

Mortgage

Document Number	0000016365
Date	Dec 3, 2025
Instrument	202516365

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 24, 2035

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	198 KAT LN, GYPSUM, CO 81637-5404
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010077
Date	Jun 27, 2019
Instrument	201910077

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	198 KAT LN, GYPSUM, CO 81637-5404
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011193
Date	Jun 27, 2022
Instrument	202211193

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAGLE CO
Property Address	198 KAT LN, GYPSUM, CO 81637-5404
Document Number	0000011708
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 KAT LN GYPSUM CO 81637, GYPSUM, CO 81637

Mortgage

Document Number	0000011708
Date	Jul 23, 2020
Instrument	11708

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Term	12 Months
Due	Jul 22, 2021

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAGLE CO
Recording Date	Feb 2, 2017
Property Address	198 KAT LN, GYPSUM, CO 81637-5404
Document Number	0000001816
Instrument Date	Feb 1, 2017
Instrument	1816
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC

Transaction

Amount	Amount Recorded
Tax	$13.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3614 EAGLE CO 816313614, EAGLE, CO 81631-3614

Tax Assessment & Valuation

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Municipality	Gypsum Town
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,925.00 (+29.98%)	$125,500 (+18.97%) Land $18,130 Building $107,370	$2,007,960 (+27.53%) Land $290,000 Building $1,717,960
2023	$6,097.00	$105,490 Land $16,830 Building $88,660	$1,574,520 Land $251,220 Building $1,323,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GYPSUM serves 15,272 people · EPA ID CO0119329
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Vero Fiber.

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