198 Karen Cir, Bolingbrook, IL 60440 Property Records

Will County property record for 198 Karen Cir, Bolingbrook, IL 60440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1992
Lot Size	0.212 acres (9,234 sqft)
Owner	Individual Name on File
Last Sale	$213,500 (Jul 2002)
Tax Bill	$10,218 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-12-318-043`

Property Details

APN / Parcel Number

Primary APN	`12-02-12-318-043`
Alternative APN	`02123180430000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	9,234 sqft (0.212 acres)
Garage Area	390 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	198 KAREN CIR
City	BOLINGBROOK
State	IL
Zip	60440-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 5 IN BROOK POINT UNIT 1 RESUB, BEING A SUB OF PRT OF THE SW1/4 OF SEC 12, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	12
Legal Subdivision	BROOK POINT
Legal Block	5
Legal Lot Number	1
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	2
Census Block	2011
Census Tract	880112

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	198 KAREN CIR, BOLINGBROOK, IL 60440-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 29, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2002 · Amount on File
Deed Sale	Jul 30, 2002 · Amount on File
Prior Sale	Aug 7, 1998
Deed Document Number	2002122585
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	198 KAREN CIR, BOLINGBROOK, IL 60440-2554
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	RADIAN SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 KAREN CIR, BOLINGBROOK, IL 60440-2554

Mortgage

Document Number	0000069930
Date	Sep 21, 2022
Instrument	R2022069930

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 26, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	198 KAREN CIR, BOLINGBROOK, IL 60440-2554
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048598
Date	Apr 29, 2021
Instrument	R2021048598

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2036

Interest

Rate	2.74%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	198 KAREN CIR, BOLINGBROOK, IL 60440-2554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065629
Date	Sep 18, 2018
Instrument	R2018065629

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bolingbrook Village
County	Will County
County Subdivision	Du Page Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,218.00 (+13.01%)	$130,023 (+8.2%) Land $22,777 Building $107,246	$390,069 (+8.2%) Land $68,331 Building $321,738
2024		$120,169 (+23.28%) Land $21,051 Building $99,118	$360,507 (+23.28%) Land $63,153 Building $297,354
2022	$9,042.00 Homeowner's exemption	$97,479 Land $17,076 Building $80,403	$292,437 Land $51,228 Building $241,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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