Herkimer County and German Flatts Town property record for 198 John St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,647 sqft · built 1920 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2024) |
| Tax Bill | $3,652 (2025) |
| Deeds & Mortgages | Aug 2012 Mortgage May 2016 Mortgage + 2 more |
| APN | 212801 119.52-5-54 |
| Primary APN | 212801 119.52-5-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 852 sqft |
| 2nd Floor Area | 795 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,620 sqft (0.106 acres) |
| Lot Dimensions | 140 ft deep x 33 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Canopy | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022032970 |
|---|---|
| Street Address | 198 JOHN ST |
| City | ILION |
| State | NY |
| Zip | 13357-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 198 JOHN ST W R1 SP L104 |
| Legal Block | 5 |
| Legal Lot Number | 54.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records · APN 212801 119.52-5-54
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 NORTH ST, ORISKANY, NY 13424-5057 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 22, 2012 | Deed of Trust, Mortgage ADIRONDACK BANK |
| May 02, 2016 | Deed of Trust, Mortgage ADIRONDACK BANK |
| May 02, 2016 | Deed of Trust, Mortgage ADIRONDACK BANK |
| Jul 22, 2024 | Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Jul 25, 2011 · Amount on Record |
| Deed Document Number | 20243032 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 198 JOHN ST, ILION, NY 13357-2536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001451/0000000367 |
|---|---|
| Date | Aug 22, 2012 |
| Book Page | 0000001451/0000000367 |
| Instrument | 0020017338 |
| Name | ADIRONDACK BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 198 JOHN ST, ILION, NY 13357-2536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | RP201619803 |
|---|---|
| Date | May 02, 2016 |
| Instrument | RP2016-19803 |
| Name | ADIRONDACK BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 272 Months |
| Due | Jan 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 198 JOHN ST, ILION, NY 13357-2536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001605/0000000754 |
|---|---|
| Date | May 02, 2016 |
| Book Page | 0000001605/0000000754 |
| Instrument | 006-00198037 |
| Name | ADIRONDACK BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 22, 2024 |
| Property Address | 198 JOHN ST, ILION, NY 13357-2536 |
| Document Number | RP20243032 |
| Instrument Date | Jul 15, 2024 |
| Instrument | RP2024-3032 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 NORTH ST, ORISKANY, NY 13424-5057 |
| Document Number | RP20243033 |
|---|---|
| Date | Jul 22, 2024 |
| Instrument | RP2024-3033 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,652.00 (+24.94%) | $55,800 (-) Land $7,100 Building $48,700 | $104,494 (+3%) Land $13,296 Building $91,198 |
| 2023 | $55,800 Land $7,100 Building $48,700 | $101,455 Land $12,909 Building $88,546 | |
| 2020 | $2,923.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 15 (1999–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 409 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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