198 Hillside Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 198 Hillside Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,632 sqft · built 1997
Lot Size	2.93 acres (127,992 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Apr 2026)
Tax Bill	$7,888 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:029 B:000 L:040`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:029 B:000 L:040`
Alternative APN	`M:000B B:0000 L:0021G`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	5,305 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,992 sqft (2.93 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	198 HILLSIDE RD
City	SOUTHWICK
State	MA
Zip	01077-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	40
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1018
Census Tract	813102

Owner

198 Hillside Rd is owned and occupied by an individual who bought it in April 2026.

Source: Hampden County and Southwick Town records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	198 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLES BANK HOLYOKE
Aug 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Dec 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202614031
Deed Book / Page	26276 / 104
Prior Transfer Date	Mar 31, 2026
Prior Transfer Doc	026276-104
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Apr 1, 2026
Property Address	198 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Document Number	026276-104
Book / Page	26276 / 104
Instrument Date	Mar 31, 2026
Instrument	202614031
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Apr 1, 2026

Lender

Name	PEOPLES BANK HOLYOKE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Aug 1, 2023
Property Address	198 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Document Number	025101-442
Book / Page	25101 / 442
Instrument Date	Aug 1, 2023
Instrument	35709
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 GEISSER RD, HAMPSTEAD, NH 03841-2167
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035710
Date	Aug 1, 2023
Instrument	35710

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Dec 21, 2020
Property Address	198 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Document Number	23603-498
Book / Page	023603 / 000498
Instrument Date	Dec 12, 2020
Instrument	76877
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,837.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SAWGRASS LN SOUTHWICK MA 010779834, SOUTHWICK, MA 01077-9834

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Feb 14, 2020
Property Address	198 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Document Number	23088-266
Book / Page	23088 / 266
Instrument Date	Feb 14, 2020
Instrument	8524
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 HILLSIDE RD, SOUTHWICK, MA 01077-9729

Mortgage

Document Number	8525
Date	Feb 14, 2020
Instrument	8525

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 198 Hillside Rd was $7,888, up 5.6% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,888.00 (+5.64%)	$506,600 (+4.95%) Land $89,900 Building $416,700	$473,385
2024	$7,467.00 (+8.5%)	$482,700 (+12.99%) Land $81,800 Building $400,900
2023	$6,882.00	$427,200 Land $81,800 Building $345,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Hillside Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Hillside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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