198 Hillside Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 198 Hillside Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1937
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,400 (Mar 2020)
Tax Bill	$12,913 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Line of Credit + 1 more
APN	`04-00098-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`04-00098-0000-00044`
Alternative APNs	`040009800044` `30674008`

Interior

Stories	1 Story
Building Area	1,382 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	30674008
Street Address	198 HILLSIDE AVE
City	CHATHAM
State	NJ
Zip	07928-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	98
Legal Lot Number	44
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2000
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 HILLSIDE AVE, CHATHAM, NJ 07928-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 9, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Nov 14, 2003 · Amount on Record
Deed Document Number	202014834
Deed Book / Page	23728 / 1076
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	198 HILLSIDE AVE, CHATHAM, NJ 07928-1926
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242701365
Date	Nov 17, 2021
Book Page	24270/1365
Instrument	2021093326

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Aug 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	198 HILLSIDE AVE, CHATHAM, NJ 07928-1926
Document Number	0237791692
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 HILLSIDE AVE CHATHAM NJ 079281926, CHATHAM, NJ 07928-1926

Mortgage

Document Number	0237791692
Date	May 26, 2020
Book Page	023779/001692
Instrument	31958

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 9, 2020
Property Address	198 HILLSIDE AVE, CHATHAM, NJ 07928-1926
Document Number	0237281076
Book / Page	023728 / 001076
Instrument Date	Mar 6, 2020
Instrument	14834
Transaction Type	Transfer
Record Updated	Mar 25, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 HILLSIDE AVE CHATHAM NJ 079281926, CHATHAM, NJ 07928-1926

Mortgage

Document Number	237281081
Date	Mar 9, 2020
Book Page	023728/001081
Instrument	14835

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,600 (-) Land $558,000 Building $239,600	$797,600 (-) Land $558,000 Building $239,600
2025		$797,600 (-) Land $558,000 Building $239,600	$797,600 (-) Land $558,000 Building $239,600
2024	$12,913.00 (+15.47%)
2023		$797,600 Land $558,000 Building $239,600	$797,600 Land $558,000 Building $239,600
2022	$11,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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