198 Hawley Ln, Geneva, IL 60134 Property Records

Kane County property record for 198 Hawley Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,961 sqft · built 1996
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Trust Names on File
Last Sale	$1,000,000 (Feb 2016)
Tax Bill	$35,038 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-401-039`

Property Details

APN / Parcel Number

Primary APN	`12-10-401-039`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,961 sqft Living Area
Basement Area	2,022 sqft
Finished Basement	2,022 sqft
Media Room	Media Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	24,829 sqft (0.57 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	198 HAWLEY LN
City	GENEVA
State	IL
Zip	60134-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 UNIT 2 SUB
Legal Subdivision	MCLAUGHLIN SUBD
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	852606

Owner

198 Hawley Ln is owner-occupied and held in a trust since March 2026.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	198 HAWLEY LN, GENEVA, IL 60134-3222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 13, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2016 · Amount on File
Deed Sale	Feb 2, 2016 · Amount on File
Prior Sale	Dec 23, 2014 · Amount on File
Deed Document Number	20165332
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000011277
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 20, 2026
Property Address	198 HAWLEY LN, GENEVA, IL 60134-3222
Document Number	0000011277
Instrument Date	Mar 16, 2026
Instrument	2026K011277
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	198 HAWLEY LN, GENEVA, IL 60134-3222

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	198 HAWLEY LN, GENEVA, IL 60134-3222
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036575
Date	Sep 22, 2025
Instrument	2025K036575

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2020
Property Address	198 HAWLEY LN, GENEVA, IL 60134-3222
Document Number	0000060890
Instrument Date	Aug 28, 2020
Instrument	60890
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 HAWLEY LN GENEVA IL 601343222, GENEVA, IL 60134-3222

Tax Assessment & Valuation

The 2025 property tax bill for 198 Hawley Ln was $35,038, up 3.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,038.00 (+3.13%) Homeowner's exemption	$493,122 (+8.5%) Land $66,356 Building $426,766	$1,479,958 (+8.5%) Land $199,148 Building $1,280,810
2024	$33,973.00	$454,491 Land $61,158 Building $393,333	$1,364,019 Land $183,547 Building $1,180,471
2022	$31,554.00 (+2.89%) Homeowner's exemption	$383,918 (+3.86%) Land $51,661 Building $332,257	$1,151,754 (+3.86%) Land $154,983 Building $996,771
2021	$30,669.00 Homeowner's exemption	$369,650 Land $49,741 Building $319,909	$1,108,950 Land $149,223 Building $959,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Hawley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Hawley Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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