198 Harrison St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 198 Harrison St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,318 sqft · built 1928
Lot Size	0.076 acres (3,302 sqft)
Owner	Individual Name on File
Last Sale	$501,000 (Aug 2021)
Tax Bill	$13,133 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00436-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`02-00436-0000-00012`
Alternative APN	`020043600012`

Interior

Stories	2 Stories
Building Area	2,318 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Multi-Family
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide

Location & Zoning

Old Parcel Number	020043600012
Street Address	198 HARRISON ST
City	BLOOMFIELD
State	NJ
Zip	07003-6038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	33 X 100
Legal Block	436
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2008
Census Tract	15500

Owner

198 Harrison St is owned and occupied by an individual who bought it in August 2021.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage B KECHIAN LLC
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jan 31, 2019	Deed of Trust, Mortgage · Conventional with PMI LOAN FUNDER LLC SERIES 5983
Oct 30, 2017	Warranty Deed, Transfer · Stand-Alone Refinance TVC FUNDING 1 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Oct 30, 2017 · Amount on File
Deed Document Number	2021103964
Prior Transfer Date	Apr 28, 2015
Prior Transfer Doc	0125573814
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 24, 2021
Property Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038
Document Number	0000103964
Instrument Date	Dec 15, 2020
Instrument	2021103964
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 E MAIN ST, MENDHAM, NJ 07945-1832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038

Mortgage

Document Number	0000103965
Date	Aug 24, 2021
Instrument	2021103965

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038
Document Number	0000068113
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	LT NATIONAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 TALMAGE RD MENDHAM NJ 079451515, MENDHAM, NJ 07945-1515

Mortgage

Document Number	0000068113
Date	Jul 23, 2020
Instrument	68113

Lender

Name	B KECHIAN LLC
Address	92 ADAMS ST # 1, HOBOKEN, NJ 07030-2402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038
Document Number	0000096574
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 E MAIN ST MENDHAM NJ 079451832, MENDHAM, NJ 07945-1832

Mortgage

Document Number	0000096574
Date	Oct 10, 2019
Instrument	96574

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	LAWRENCEVILLE, NJ 08648

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038
Document Number	0000014847
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 E MAIN ST MENDHAM NJ 079451832, MENDHAM, NJ 07945-1832

Mortgage

Document Number	0000014847
Date	Feb 19, 2019
Instrument	14847

Lender

Name	LOAN FUNDER LLC SERIES 5983
Address	NEW YORK, NY 10022

Agreement

Type	Conventional with PMI
Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 30, 2017
Property Address	198 HARRISON ST, BLOOMFIELD, NJ 07003-6038
Document Number	0000095831
Instrument Date	Aug 31, 2017
Instrument	2017095831
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E MAIN ST, MENDHAM, NJ 07945-1832

Mortgage

Document Number	0000095834
Date	Oct 30, 2017
Instrument	2017095834

Lender

Name	TVC FUNDING 1 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 198 Harrison St was $13,133, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,400 (-) Land $104,200 Building $272,200	$376,400 (-) Land $104,200 Building $272,200
2025	$13,133.00 (+2.87%)	$376,400 Land $104,200 Building $272,200	$376,400 Land $104,200 Building $272,200
2024	$12,767.00
2023		$376,400 Land $104,200 Building $272,200	$376,400 Land $104,200 Building $272,200
2022	$12,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Harrison St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units
Nearby Flood Claims	16 (1978–2021)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 198 Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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