Onslow County property record for 198 Harris Creek Loop Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,566 sqft · built 1978 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Jan 2023) |
| Tax Bill | $1,121 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-89 |
| Primary APN | 317-89 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 492884000 |
|---|---|
| Street Address | 198 HARRIS CREEK LOOP RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SHEPARD LD SR 1111 |
| Legal Subdivision | ONSLOW COUNTY |
| Legal Lot Number | D |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 305 |
198 Harris Creek Loop Rd is owned by two individuals who bought it in January 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 530 S SYCAMORE ST, ROSE HILL, NC 28458-8716 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on File |
| Deed Sale | Jan 18, 2023 · Amount on File |
| Prior Sale | Jul 14, 2011 · Amount on File |
| Deed Book / Page | 5901 / 658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 18, 2023 |
| Property Address | 198 HARRIS CREEK LOOP RD, JACKSONVILLE, NC 28540-9430 |
| Document Number | 0059010658 |
| Book / Page | 5901 / 658 |
| Instrument Date | Jan 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 S SYCAMORE ST, ROSE HILL, NC 28458-8716 |
| Document Number | 0005901665 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 5901-665 |
| Name | KRISTEN TULLY |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2024 |
The 2026 property tax bill for 198 Harris Creek Loop Rd was $1,121.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,121.00 | $206,479 (+20.57%) Land $60,960 Building $145,519 | $206,479 (+20.57%) Land $60,960 Building $145,519 |
| 2025 | $1,121.00 | $171,258 Land $32,830 Building $138,428 | $171,258 Land $32,830 Building $138,428 |
| 2023 | $1,124.00 | $171,748 Land $33,320 Building $138,428 | $171,748 Land $33,320 Building $138,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Harris Creek Loop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Harris Creek Loop Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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